Side-by-side · Q2 2026 data
York Educational Federal Credit Union vs North Districts Credit Union
Credit union
York Educational Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Credit union
North Districts Credit Union
Gibsonia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | York Educational Federal Credit Union | North Districts Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 42 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 49th | 30th |
| Total assets | $43.5M | $45.4M |
| Deposits / shares | $38.7M | $38.3M |
| Capital ratio | 10.65% | 15.42% (stronger) |
| Problem loans | 0.16% (stronger) | 4.70% |
| Net charge-offs | 0.70% | 0.67% (stronger) |
| Return on assets | 0.56% | 1.04% (stronger) |
| Loans ÷ deposits | 53.9% | 36.8% (stronger) |
| Uninsured deposits | 2.3% | 1.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
York Educational Federal Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), York Educational Federal Credit Union leads on 2 and North Districts Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.