Side-by-side · Q2 2026 data
Young Americans Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | Young Americans Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 85 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 0 | 72 (stronger) |
| Earnings | 0 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 7th | 87th |
| Total assets | $15.5M | $360.1M |
| Deposits / shares | $13.4M | $290.1M |
| Capital ratio | 11.86% | 18.85% (stronger) |
| Problem loans | 10.53% | 0.85% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | -11.53% | 1.45% (stronger) |
| Loans ÷ deposits | 0.3% (stronger) | 82.3% |
| Uninsured deposits | 3.0% (stronger) | 12.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Young Americans Bank leads on 3 and Affidian Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.