Side-by-side · Q2 2026 data
Young Americans Bank vs Century Savings and Loan Association
Metric by metric
| Measure | Young Americans Bank | Century Savings and Loan Association |
|---|---|---|
| TellerScore | 46 | 78 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 0 | 24 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 7th | 60th |
| Total assets | $15.5M | $75.3M |
| Deposits / shares | $13.4M | $62.0M |
| Capital ratio | 11.86% | 16.43% (stronger) |
| Problem loans | 10.53% | 0.50% (stronger) |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | -11.53% | 0.10% (stronger) |
| Loans ÷ deposits | 0.3% (stronger) | 62.9% |
| Uninsured deposits | 3.0% (stronger) | 24.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Savings and Loan Association has the higher TellerScore (78 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Young Americans Bank leads on 2 and Century Savings and Loan Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.