Side-by-side · Q2 2026 data
Young Americans Bank vs Denver Fire Department Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Young Americans Bank | Denver Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 89 (stronger) |
| Capital cushion | 69 | 92 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 0 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 7th | 94th |
| Total assets | $15.5M | $213.5M |
| Deposits / shares | $13.4M | $185.6M |
| Capital ratio | 11.86% | 14.15% (stronger) |
| Problem loans | 10.53% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | -11.53% | 1.03% (stronger) |
| Loans ÷ deposits | 0.3% (stronger) | 58.5% |
| Uninsured deposits | 3.0% (stronger) | 16.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Young Americans Bank leads on 3 and Denver Fire Department Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.