Side-by-side · Q2 2026 data
Young Americans Bank vs Star Tech Federal Credit Union
Credit union
Star Tech Federal Credit Union
Greenwood Villa, Colorado · Under $100 million in assets
Metric by metric
| Measure | Young Americans Bank | Star Tech Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 91 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 7th | 90th |
| Total assets | $15.5M | $11.1M |
| Deposits / shares | $13.4M | $8.6M |
| Capital ratio | 11.86% | 22.22% (stronger) |
| Problem loans | 10.53% | 0.38% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | -11.53% | 1.50% (stronger) |
| Loans ÷ deposits | 0.3% (stronger) | 69.3% |
| Uninsured deposits | 3.0% (stronger) | 8.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star Tech Federal Credit Union has the higher TellerScore (91 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Young Americans Bank leads on 3 and Star Tech Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.