Side-by-side · Q2 2026 data
Ytr Community Federal Credit Union vs Whitewater Community Credit Union
Credit union
Ytr Community Federal Credit Union
Tiltonsville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Ytr Community Federal Credit Union | Whitewater Community Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 45 | 98 (stronger) |
| Earnings | 57 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 57th | 38th |
| Total assets | $12.1M | $11.3M |
| Deposits / shares | $10.2M | $10.1M |
| Capital ratio | 15.05% (stronger) | 10.48% |
| Problem loans | 1.65% | 0.06% (stronger) |
| Net charge-offs | -0.14% (stronger) | 0.01% |
| Return on assets | 0.91% (stronger) | 0.29% |
| Loans ÷ deposits | 52.2% (stronger) | 80.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ytr Community Federal Credit Union has the higher TellerScore (77 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Ytr Community Federal Credit Union leads on 5 and Whitewater Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.