Side-by-side · Q2 2026 data
Yuma County Federal Credit Union vs Electrical Federal Credit Union
Credit union
Yuma County Federal Credit Union
Yuma, Colorado · Under $100 million in assets
Metric by metric
| Measure | Yuma County Federal Credit Union | Electrical Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 77 |
| Capital cushion | 79 | 80 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 57 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 77th | 57th |
| Total assets | $53.0M | $54.3M |
| Deposits / shares | $45.2M | $47.1M |
| Capital ratio | 12.92% | 12.99% (stronger) |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.96% |
| Return on assets | 0.91% (stronger) | 0.73% |
| Loans ÷ deposits | 52.3% (stronger) | 52.5% |
| Uninsured deposits | 4.5% (stronger) | 4.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yuma County Federal Credit Union has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Yuma County Federal Credit Union leads on 6 and Electrical Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.