Yuma County Federal Credit Union (NCUA charter #6424) is based in Yuma, Colorado. Its Q2 2026 call report shows $53.0M in total assets and $45.2M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Yuma County Federal Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 11th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (57/100; 0.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (86 → 85).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 82 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 83 |
| Q2 2026 | 85 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.65% |
| Q3 2024 | 10.54% |
| Q4 2024 | 10.68% |
| Q1 2025 | 11.16% |
| Q2 2025 | 11.89% |
| Q3 2025 | 12.53% |
| Q4 2025 | 12.45% |
| Q1 2026 | 12.53% |
| Q2 2026 | 12.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.76% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.44% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.30% |
| Q1 2026 | 0.82% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $53.0M | 12.92% | 0.00% | 0.91% | 52.3% |
| Q1 2026 | 83 | $53.6M | 12.53% | 0.00% | 0.82% | 48.3% |
| Q4 2025 | 87 | $52.8M | 12.45% | 0.00% | 1.30% | 48.9% |
| Q3 2025 | 87 | $51.3M | 12.53% | 0.02% | 1.40% | 52.4% |
| Q2 2025 | 86 | $52.7M | 11.89% | 0.00% | 1.44% | 51.2% |
| Q1 2025 | 82 | $54.6M | 11.16% | 0.00% | 1.14% | 46.2% |
| Q4 2024 | 77 | $55.1M | 10.68% | 0.03% | 0.76% | 45.2% |
| Q3 2024 | 77 | $55.1M | 10.54% | 0.00% | 0.82% | 44.7% |
| Q2 2024 | 77 | $53.2M | 10.65% | 0.00% | 0.73% | 46.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Electrical Federal Credit UnionCredit union Arvada, CO | 77 out of 100, Strong | $54.3M | 13.0% | 0.75% | vs |
| Westminster Federal Credit UnionCredit union Westminster, CO | 63 out of 100, Moderate | $54.6M | 9.7% | 1.11% | vs |
| Holyoke Community Federal Credit UnionCredit union Holyoke, CO | 63 out of 100, Moderate | $49.8M | 8.3% | 0.88% | vs |
| San Juan Mountains Credit UnionCredit union Montrose, CO | 78 out of 100, Strong | $61.3M | 11.0% | 0.33% | vs |
| Pueblo Government Agencies Federal Credit UnionCredit union Pueblo, CO | 82 out of 100, Strong | $43.8M | 12.7% | 0.02% | vs |
| Guadalupe Parish Credit UnionCredit union Antonito, CO | 89 out of 100, Very strong | $42.0M | 25.0% | 0.19% | vs |
Deposit insurance
Is my money safe at Yuma County Federal Credit Union?
Yes. Yuma County Federal Credit Union is a federally insured credit union (NCUA charter #6424). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.5% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Yuma County Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Wray, CO (1)
- Yuma, CO (1)
Identity & history
Profile
- Legal name
- Yuma County Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6424
- RSSD ID
- 793683
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- P.O. Box 271, Yuma, CO 80759
- Employees
- 8
Quick answers
Yuma County Federal Credit Union: common questions
Is Yuma County Federal Credit Union NCUA insured?
Yes. Yuma County Federal Credit Union is a federally insured credit union (NCUA charter #6424). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Yuma County Federal Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Yuma County Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Yuma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Equitable Savings and Loan AssociationBank Sterling, CO | 75 out of 100, Strong | $168.3M | 15.7% | 0.22% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
| First FarmBankBank Greeley, CO | 72 out of 100, Strong | $384.4M | 12.3% | 0.88% | vs |
| Tbk Bank, SSBBank Dallas, TX | 52 out of 100, Below average | $7.4B | 9.9% | 1.65% | vs |