Side-by-side · Q2 2026 data
Zeal Credit Union vs Cornerstone Community Financial Credit Union
Credit union
Cornerstone Community Financial Credit Union
Auburn Hills, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Zeal Credit Union | Cornerstone Community Financial Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 50 | 61 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 76 (stronger) | 56 |
| Problem-loan coverage | 89 (stronger) | 82 |
| Peer percentile | 92nd | 26th |
| Total assets | $1.1B | $470.1M |
| Deposits / shares | $843.6M | $361.8M |
| Capital ratio | 19.82% (stronger) | 12.05% |
| Problem loans | 1.50% | 1.18% (stronger) |
| Net charge-offs | 0.97% | 0.87% (stronger) |
| Return on assets | 2.79% (stronger) | 0.66% |
| Loans ÷ deposits | 84.2% (stronger) | 104.3% |
| Uninsured deposits | 6.3% | 5.7% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | 31.3% |
Zeal Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Zeal Credit Union leads on 4 and Cornerstone Community Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.