Side-by-side · Q2 2026 data
Zellco Federal Credit Union vs Department of Corrections Credit Union
Credit union
Zellco Federal Credit Union
Bogalusa, Louisiana · Under $100 million in assets
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Zellco Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 89 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 76 | 81 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 69 | 86 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 87th | 95th |
| Total assets | $94.5M | $126.3M |
| Deposits / shares | $64.9M | $96.0M |
| Capital ratio | 31.85% (stronger) | 23.38% |
| Problem loans | 0.73% | 0.57% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.39% |
| Return on assets | 2.15% (stronger) | 1.64% |
| Loans ÷ deposits | 91.4% | 74.4% (stronger) |
| Uninsured deposits | 3.7% | 1.5% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Zellco Federal Credit Union leads on 3 and Department of Corrections Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.