Side-by-side · Q2 2026 data
Zia Credit Union vs Del Norte Credit Union
Metric by metric
| Measure | Zia Credit Union | Del Norte Credit Union |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 53 (stronger) | 44 |
| Loan quality | 84 | 85 (stronger) |
| Earnings | 38 | 51 (stronger) |
| Funding & liquidity | 71 | 83 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 31st | 44th |
| Total assets | $308.1M | $1.5B |
| Deposits / shares | $246.7M | $1.3B |
| Capital ratio | 10.35% (stronger) | 9.43% |
| Problem loans | 0.48% | 0.45% (stronger) |
| Net charge-offs | 0.35% (stronger) | 1.00% |
| Return on assets | 0.45% | 0.78% (stronger) |
| Loans ÷ deposits | 89.1% | 75.5% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 16.9% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
Del Norte Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Zia Credit Union leads on 3 and Del Norte Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Santa Fe, NM
- Espanola, NM
- Los Alamos, NM