Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Sei Federal Credit Union
Metric by metric
| Measure | Zions Bancorporation, N.A. | Sei Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 51 |
| Capital cushion | 44 (stronger) | 33 |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 82 (stronger) | 23 |
| Funding & liquidity | 45 | 66 (stronger) |
| Problem-loan coverage | 93 (stronger) | 69 |
| Peer percentile | 63rd | 10th |
| Total assets | $89.0B | $33.4M |
| Deposits / shares | $76.6B | $30.6M |
| Capital ratio | 9.43% (stronger) | 8.26% |
| Problem loans | 0.47% (stronger) | 0.68% |
| Net charge-offs | 0.04% (stronger) | 1.22% |
| Return on assets | 1.55% (stronger) | 0.06% |
| Loans ÷ deposits | 80.8% (stronger) | 94.2% |
| Uninsured deposits | 46.2% | 1.9% (stronger) |
| Offices | 407 | 1 |
| CFPB complaints (3 yrs) | 363 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Zions Bancorporation, N.A. has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 6 and Sei Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.