Side-by-side · Q2 2026 data
Zions Bancorporation, N.A. vs Simplot Credit Union
Metric by metric
| Measure | Zions Bancorporation, N.A. | Simplot Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 82 (stronger) | 61 |
| Funding & liquidity | 45 | 79 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 63rd | 80th |
| Total assets | $89.0B | $59.0M |
| Deposits / shares | $76.6B | $46.0M |
| Capital ratio | 9.43% | 21.92% (stronger) |
| Problem loans | 0.47% | 0.30% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 1.55% (stronger) | 1.03% |
| Loans ÷ deposits | 80.8% (stronger) | 81.0% |
| Uninsured deposits | 46.2% | 0.2% (stronger) |
| Offices | 407 | 1 |
| CFPB complaints (3 yrs) | 364 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | 30.7% | — |
Simplot Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Zions Bancorporation, N.A. leads on 3 and Simplot Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.