CFPB TCCP survey · December 31, 2025
360 Federal Credit Union credit card rates & fees
360 Federal Credit Union reported 4 credit card plans to the CFPB. Their median purchase APR is 3.99%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Traditional Classic (3.99%). 4 of 4 plans have no annual fee.
Credit union 360 Federal Credit Union financial health scorecard 65 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Traditional Classic | 3.99% | – / – / – | 3.99% | $0 | — | 1.0% | 25 d |
| Business RewardsCashback rewards; Travel-related rewards; Other rewards | — | – / – / – | 16.25% | $0 | $35 | 1.0% | 25 d |
| Platinum RewardCashback rewards; Travel-related rewards; Other rewards | — | – / – / – | 16.50% | $0 | — | 1.0% | 25 d |
| Secure Classicsecured | — | – / – / – | 17.25% | $0 | — | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.