CFPB TCCP survey · December 31, 2025
Credit One Bank, National Association credit card rates & fees
Credit One Bank, National Association reported 11 credit card plans to the CFPB. Their median purchase APR is 29.99%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the Best Friends Credit Card (28.74%). 4 of 11 plans have no annual fee.
Bank Credit One Bank, National Association financial health scorecard 66 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Best Friends Credit CardCashback rewards | 28.74% – 29.49% | – / – / – | 29.24% | $0 | $29 | — | 24 d |
| NASCAR American Express CardCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $39 | $29 | — | 24 d |
| Platinum Rewards Visa with No Annual FeeCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $0 | $29 | — | 24 d |
| Platinum VisaCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $39 | $29 | — | 24 d |
| Platinum Visa for Rebuilding CreditCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $75 | $29 | — | 24 d |
| Platinum X5 VisaCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $95 | $29 | 0.0% | 24 d |
| Premier American Express CardCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $39 | $29 | 0.0% | 24 d |
| Secured CardsecuredCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $0 | $29 | — | 24 d |
| Vegas Golden Knights Credit CardCashback rewards | 28.74% – 30.49% | – / – / – | 30.74% | $75 | $29 | — | 24 d |
| Wander American Express CardCashback rewards; Travel-related rewards | 28.74% – 30.49% | – / – / – | 30.74% | $95 | $29 | 0.0% | 24 d |
| Omni Rewards American ExpressCashback rewards | 29.99% – 30.49% | – / – / – | 32.24% | $0 | $29 | 0.0% | 24 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.