CFPB TCCP survey · December 31, 2025
Elevations Credit Union credit card rates & fees
Elevations Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 20.24%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Rewards, Visa, Buff One Visa (11.74%). 1 of 2 plans have no annual fee.
Credit union Elevations Credit Union financial health scorecard 72 out of 100, Strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa Rewards, Visa, Buff One VisaCashback rewards; Travel-related rewards | 11.74% – 21.00% | 12.7% / 16.7% / – | — | $0 | $15 | 1.0% | — |
| Visa Signature Cash Rewards, Visa Signature Travel Rewards, Go Buffs Visa SignatureCashback rewards; Travel-related rewards; Other rewards | 18.24% – 21.00% | 18.2% / 21.0% / – | — | $49 | $15 | 1.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.