CFPB TCCP survey · December 31, 2025
Georgia'S Own Credit Union credit card rates & fees
Georgia'S Own Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 17.99%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Platinum (17.74%). 1 of 1 plan has no annual fee.
Credit union Georgia'S Own Credit Union financial health scorecard 50 out of 100, Below average
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa PlatinumCashback rewards; Travel-related rewards; Other rewards | 17.74% – 17.99% | – / – / – | 17.99% | $0 | $27 | 2.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.