CFPB TCCP survey · December 31, 2025
Harvard Federal Credit Union credit card rates & fees
Harvard Federal Credit Union reported 4 credit card plans to the CFPB. Their median purchase APR is 15.49%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Harvard Alumni World MasterCard (13.24%). 4 of 4 plans have no annual fee.
Credit union Harvard Federal Credit Union financial health scorecard 49 out of 100, Below average
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Harvard Alumni World MasterCardCashback rewards; Travel-related rewards; Other rewards | 13.24% – 18.00% | 13.2% / 16.5% / – | 13.24% | $0 | — | 0.0% | — |
| Platinum MasterCard | 13.24% – 17.74% | 15.5% / 18.0% / 17.5% | — | $0 | — | 1.0% | — |
| Platinum Rewards MasterCardCashback rewards; Travel-related rewards; Other rewards | 15.24% – 18.00% | 15.5% / 18.0% / 18.0% | — | $0 | — | 1.0% | — |
| Platinum Rewards Plus MasterCardCashback rewards; Travel-related rewards; Other rewards | 17.24% – 18.00% | 17.5% / 18.0% / 18.0% | — | $0 | — | 1.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.