CFPB TCCP survey · December 31, 2025
High Point Federal Credit Union credit card rates & fees
High Point Federal Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 14.50%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the VISA Platinum (11.50%). 1 of 1 plan has no annual fee.
Credit union High Point Federal Credit Union financial health scorecard 87 out of 100, Very strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| VISA PlatinumCashback rewards; Travel-related rewards; Other rewards | 11.50% – 17.99% | 11.5% / 14.5% / 15.5% | — | $0 | $20 | 1.0% | 30 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.