CFPB TCCP survey · December 31, 2025
Jovia Financial Federal Credit Union credit card rates & fees
Jovia Financial Federal Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 17.74%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the VISA Advantage (11.49%). 2 of 2 plans have no annual fee.
Credit union Jovia Financial Federal Credit Union financial health scorecard 57 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| VISA Advantage | 11.49% – 17.99% | 12.5% / 18.0% / – | — | $0 | $25 | 0.0% | — |
| Visa Signature EliteCashback rewards | 14.49% – 17.99% | 15.5% / 18.0% / – | 17.74% | $0 | $25 | 0.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.