CFPB TCCP survey · December 31, 2025
Latino Community Credit Union credit card rates & fees
Latino Community Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 16.25%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the LCCU Secured Visa Credit Card (11.25%). 2 of 2 plans have no annual fee.
Credit union Latino Community Credit Union financial health scorecard 64 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| LCCU Secured Visa Credit Cardsecured | 11.25% | – / – / – | 11.25% | $0 | $10 | 1.0% | 25 d |
| LCCU Unsecured Visa Credit Card | 16.25% | – / – / – | 16.25% | $0 | $10 | 1.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.