CFPB TCCP survey · December 31, 2025
Merrick Bank credit card rates & fees
Merrick Bank reported 8 credit card plans to the CFPB. Their median purchase APR is 29.49%, higher than the 23.49% median across all surveyed cards. The lowest starting APR is on the Secured Card (21.95%). 4 of 8 plans have no annual fee.
Bank Merrick Bank financial health scorecard 67 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Secured Cardsecured | 21.95% – 22.70% | – / – / – | 27.45% | $36 | $29 | 2.0% | 25 d |
| Ollo Platinum Mastercard | 22.49% – 29.99% | 23.0% / 29.0% / 29.7% | — | $0 | $29 | 0.0% | 25 d |
| Ollo Everyday Rewards MastercardCashback rewards | 24.49% – 29.99% | 24.7% / 29.7% / 29.7% | — | $39 | $29 | 0.0% | 25 d |
| Ollo Rewards+ for Educators MastercardCashback rewards | 24.49% – 28.99% | 24.7% / 28.7% / 28.7% | — | $0 | $29 | 0.0% | 25 d |
| Ollo Rewards+ for Nurses MastercardCashback rewards | 24.49% – 28.99% | 24.7% / 28.7% / 28.7% | — | $0 | $29 | 0.0% | 25 d |
| Ollo Select Rewards MastercardCashback rewards | 29.49% – 29.74% | – / – / – | 29.49% | $0 | $29 | 0.0% | 25 d |
| Unsecured | 29.95% – 34.70% | 34.7% / 34.5% / 34.5% | — | $48 | $29 | 2.0% | 25 d |
| Unsecured DYL | 29.95% – 34.70% | 34.7% / 34.0% / 34.0% | — | $48 | $29 | 2.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.