CFPB TCCP survey · December 31, 2025
Mid Carolina Credit Union credit card rates & fees
Mid Carolina Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 12.95%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Credit Card Program (7.45%). 1 of 1 plan has no annual fee.
Credit union Mid Carolina Credit Union financial health scorecard 77 out of 100, Strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Credit Card ProgramCashback rewards; Travel-related rewards; Other rewards | 7.45% – 18.00% | 10.9% / 12.9% / 14.9% | — | $0 | — | 0.8% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.