CFPB TCCP survey · December 31, 2025
Orlando Credit Union credit card rates & fees
Orlando Credit Union reported 3 credit card plans to the CFPB. Their median purchase APR is 16.12%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Secured SMART Credit Card (13.24%). 3 of 3 plans have no annual fee.
Credit union Orlando Credit Union financial health scorecard 59 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Secured SMART Credit CardsecuredCashback rewards; Travel-related rewards | 13.24% – 18.00% | 14.7% / 17.5% / 17.8% | — | $0 | — | 1.0% | 25 d |
| SMART Credit CardCashback rewards; Travel-related rewards | 13.24% – 18.00% | 14.7% / 17.5% / 17.8% | 17.75% | $0 | — | 1.0% | 25 d |
| Xtreme Rewards Credit CardCashback rewards; Travel-related rewards | 15.74% – 18.00% | 16.8% / 17.8% / 17.8% | 17.75% | $0 | — | 0.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.