CFPB TCCP survey · December 31, 2025
Pentagon Federal Credit Union credit card rates & fees
Pentagon Federal Credit Union reported 6 credit card plans to the CFPB. Their median purchase APR is 17.99%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the PenFed Gold Visa® Card (17.99%). 5 of 6 plans have no annual fee.
Credit union Pentagon Federal Credit Union financial health scorecard 64 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| PenFed Gold Visa® Card | 17.99% | – / – / – | 17.99% | $0 | — | 0.0% | 25 d |
| PenFed Pathfinder® Rewards Visa Signature® CardTravel-related rewards | 17.99% | – / – / – | 17.99% | $95 | — | 0.0% | 25 d |
| PenFed Platinum Rewards Visa® CardOther rewards | 17.99% | – / – / – | 17.99% | $0 | — | 0.0% | 25 d |
| PenFed Platinum Rewards Visa Signature® CardOther rewards | 17.99% | – / – / – | 17.99% | $0 | — | 0.0% | 25 d |
| PenFed Power Cash Rewards Visa® CardCashback rewards | 17.99% | – / – / – | 17.99% | $0 | — | 0.0% | 25 d |
| PenFed Power Cash Rewards Visa Signature® CardCashback rewards | 17.99% | – / – / – | 17.99% | $0 | — | 0.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.