CFPB TCCP survey · December 31, 2025
Schoolsfirst Federal Credit Union credit card rates & fees
Schoolsfirst Federal Credit Union reported 4 credit card plans to the CFPB. Their median purchase APR is 14.00%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the School Employee Mastercard (10.00%). 4 of 4 plans have no annual fee.
Credit union Schoolsfirst Federal Credit Union financial health scorecard 64 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| School Employee MastercardCashback rewards | 10.00% – 17.90% | 10.0% / 13.0% / 17.9% | — | $0 | — | 2.0% | 25 d |
| Inspire Mastercard | 12.00% – 17.90% | 12.0% / 16.0% / 17.9% | — | $0 | — | 2.0% | 25 d |
| Rewards MastercardCashback rewards; Travel-related rewards; Other rewards | 13.25% – 17.90% | 13.3% / 17.0% / 17.9% | — | $0 | — | 0.0% | 25 d |
| Share-Secured Mastercardsecured | 13.90% | – / – / – | 13.90% | $0 | — | 2.0% | 25 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.