CFPB TCCP survey · December 31, 2025
Southpoint Financial Credit Union credit card rates & fees
Southpoint Financial Credit Union reported 1 credit card plan to the CFPB. Their median purchase APR is 16.25%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the VISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECURED (7.00%). 1 of 1 plan has no annual fee.
Credit union Southpoint Financial Credit Union financial health scorecard 73 out of 100, Strong
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| VISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECUREDCashback rewards; Travel-related rewards; Other rewards | 7.00% – 18.00% | 16.3% / 16.3% / 16.3% | — | $0 | $25 | 1.0% | — |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.