CFPB TCCP survey · December 31, 2025
United Consumers Credit Union credit card rates & fees
United Consumers Credit Union reported 2 credit card plans to the CFPB. Their median purchase APR is 17.49%, lower than the 23.49% median across all surveyed cards. The lowest starting APR is on the Visa Credit Card (12.24%). 2 of 2 plans have no annual fee.
Credit union United Consumers Credit Union financial health scorecard 69 out of 100, Moderate
Plans
| Card | Purchase APR | By credit tier (great / good / poor) | Cash APR | Annual fee | Late fee | Foreign fee | Grace |
|---|---|---|---|---|---|---|---|
| Visa Credit Card | 12.24% – 26.24% | 12.2% / 14.5% / 19.5% | — | $0 | — | 0.0% | 22 d |
| Visa Rewards Credit CardCashback rewards; Travel-related rewards; Other rewards | 15.24% – 26.24% | 15.2% / 17.5% / 22.5% | — | $0 | — | 0.0% | 22 d |
APRs are what the issuer reported for the survey period; your offer depends on your credit. Check the issuer's current terms before applying. "Credit tier" columns are the median APR the issuer reported for consumers with credit scores of 720+, 620–719 and 619 or below.