TellerScore

Boston Customs Federal Credit Union is a federal credit union headquartered in Boston, Massachusetts, in business for about 91 years. At the end of Q2 2026 it reported $2.5M in total assets and $2.1M in member shares and deposits, with 1 office.

Boston Customs Federal Credit Union has a TellerScore of 99 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 1st. Capital cushion contributes the most (100/100, 17.30%); funding & liquidity contributes the least (91/100, 69% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.30%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.74%
Funding & liquidity91/100
Loans ÷ shares: 68.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (98 → 99).

TellerScore
839199Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202484
Q4 202483
Q1 202597
Q2 202598
Q3 202590
Q4 202593
Q1 202691
Q2 202699
Net worth ratio
7.00%12.15%17.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.28%
Q3 202415.02%
Q4 202414.95%
Q1 202515.24%
Q2 202515.54%
Q3 202516.53%
Q4 202516.56%
Q1 202616.58%
Q2 202617.30%
Delinquent loans (60+ days)
0.00%0.48%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.96%
Q4 20250.47%
Q1 20260.86%
Q2 20260.00%
Return on assets
0.22%1.48%2.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.29%
Q4 20240.22%
Q1 20252.13%
Q2 20252.16%
Q3 20252.34%
Q4 20251.86%
Q1 20262.52%
Q2 20262.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$2.5M17.30%0.00%2.74%68.8%
Q1 202691$2.5M16.58%0.86%2.52%70.4%
Q4 202593$2.4M16.56%0.47%1.86%69.7%
Q3 202590$2.4M16.53%0.96%2.34%70.0%
Q2 202598$2.5M15.54%0.00%2.16%76.5%
Q1 202597$2.4M15.24%0.00%2.13%77.0%
Q4 202483$2.4M14.95%0.00%0.22%80.7%
Q3 202484$2.4M15.02%0.00%0.29%78.5%
Q2 202486$2.3M15.28%0.00%0.62%82.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.30%
66th
Problem loans0.00%
94th
Net charge-offs1.78%
7th
Return on assets2.74%
98th
Loans to deposits68.8%
35th
Uninsured deposits0.0%
81st
Loan-loss reserves-1.32%
0th
Texas ratio0.0%
93rd

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Stoughton Town Employees Federal Credit UnionCredit union Stoughton, MA89 out of 100, Very strong$2.4M16.6%0.00%vs
North Adams M E Federal Credit UnionCredit union North Adams, MA53 out of 100, Below average$2.3M17.9%3.36%vs
New England Lee Federal Credit UnionCredit union Boston, MA84 out of 100, Strong$2.8M55.1%0.95%vs
Symphony Federal Credit UnionCredit union Boston, MA26 out of 100, Low$2.2M8.1%6.21%vs
M.O.S.E.S. Federal Credit UnionCredit union Boston, MA81 out of 100, Strong$1.5M21.9%0.00%vs
Belmont Municipal Federal Credit UnionCredit union Belmont, MA81 out of 100, Strong$3.7M22.9%1.73%vs

Deposit insurance

Is my money safe at Boston Customs Federal Credit Union?

Yes. Boston Customs Federal Credit Union is a federally insured credit union (NCUA charter #524). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Boston Customs Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Boston Customs Federal Credit Union
Type
Federal credit union
NCUA charter #
524
RSSD ID
972170
Primary regulator
NCUA
Established
1935
Headquarters
10 Causeway Street, Room 436, Boston, MA 02222
Employees
4

Quick answers

Boston Customs Federal Credit Union: common questions

Is Boston Customs Federal Credit Union NCUA insured?

Yes. Boston Customs Federal Credit Union is a federally insured credit union (NCUA charter #524). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Boston Customs Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Boston Customs Federal Credit Union have?

1 office as of the latest NCUA data.