TellerScore

Headquartered in Fallon, Nevada, Churchill County Federal Credit Union is a federal credit union with $76.7M in total assets and $60.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

Based on its Q2 2026 filing, Churchill County Federal Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 13 credit unions headquartered in Nevada, it ranks 4th. Its strongest component is capital cushion (100/100; 20.79%), and its lowest is loan quality (69/100; 0.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.79%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.93%
Earnings90/100
Return on assets (annualized): 1.76%
Funding & liquidity100/100
Loans ÷ shares: 44.2% · 1.3% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 90).

TellerScore
758391Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202475
Q1 202591
Q2 202590
Q3 202585
Q4 202585
Q1 202691
Q2 202690
Net worth ratio
7.00%13.89%20.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.52%
Q3 202419.88%
Q4 202419.92%
Q1 202520.30%
Q2 202520.22%
Q3 202520.51%
Q4 202520.38%
Q1 202620.46%
Q2 202620.79%
Delinquent loans (60+ days)
0.79%1.47%2.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.14%
Q3 20241.26%
Q4 20242.14%
Q1 20250.99%
Q2 20251.21%
Q3 20251.62%
Q4 20251.41%
Q1 20260.79%
Q2 20260.93%
Return on assets
0.76%1.47%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.76%
Q3 20241.13%
Q4 20241.21%
Q1 20252.18%
Q2 20252.10%
Q3 20251.84%
Q4 20251.62%
Q1 20261.67%
Q2 20261.76%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$76.7M20.79%0.93%1.76%44.2%
Q1 202691$76.1M20.46%0.79%1.67%44.5%
Q4 202585$74.9M20.38%1.41%1.62%45.9%
Q3 202585$73.4M20.51%1.62%1.84%48.1%
Q2 202590$73.3M20.22%1.21%2.10%49.5%
Q1 202591$71.1M20.30%0.99%2.18%49.9%
Q4 202475$70.5M19.92%2.14%1.21%53.6%
Q3 202482$69.3M19.88%1.26%1.13%58.3%
Q2 202480$69.0M19.52%1.14%0.76%61.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.79%
80th
Problem loans0.93%
41st
Net charge-offs0.69%
21st
Return on assets1.76%
91st
Loans to deposits44.2%
72nd
Uninsured deposits1.3%
51st
Loan-loss reserves0.00%
37th
Texas ratio1.6%
56th

Similar-size credit unions in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Pahranagat Valley Federal Credit UnionCredit union Alamo, NV74 out of 100, Strong$38.3M10.0%0.13%vs

Deposit insurance

Is my money safe at Churchill County Federal Credit Union?

Yes. Churchill County Federal Credit Union is a federally insured credit union (NCUA charter #11824). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.3% of shares and deposits ($777K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Churchill County Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Churchill County Federal Credit Union
Type
Federal credit union
NCUA charter #
11824
RSSD ID
764580
Primary regulator
NCUA
Established
1957
Headquarters
667 S Maine St, Fallon, NV 89406
Employees
4

Quick answers

Churchill County Federal Credit Union: common questions

Is Churchill County Federal Credit Union NCUA insured?

Yes. Churchill County Federal Credit Union is a federally insured credit union (NCUA charter #11824). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Churchill County Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Churchill County Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fallon

InstitutionScoreAssetsCapitalProblem loansCompare
Financial Horizons Credit UnionCredit union Hawthorne, NV88 out of 100, Very strong$313.0M13.0%0.08%vs