TellerScore

Headquartered in Lewiston, Idaho, Lewis Clark Credit Union is a federally insured state-chartered credit union with $270.4M in total assets and $239.4M in member shares and deposits as of Q2 2026. It operates 4 offices across 3 states. Its charter dates back to 1939.

Lewis Clark Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 26 credit unions headquartered in Idaho, it ranks 10th. Problem-loan coverage contributes the most (91/100, 4.6%); earnings contributes the least (46/100, 0.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 10.97%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings46/100
Return on assets (annualized): 0.64%
Funding & liquidity73/100
Loans ÷ shares: 87.5% · 6.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 67).

TellerScore
656972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202471
Q4 202471
Q1 202566
Q2 202567
Q3 202567
Q4 202567
Q1 202665
Q2 202667
Net worth ratio
7.00%9.52%12.04%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.75%
Q3 202411.73%
Q4 202412.04%
Q1 202510.19%
Q2 202510.35%
Q3 20259.90%
Q4 20259.96%
Q1 202610.11%
Q2 202610.97%
Delinquent loans (60+ days)
0.45%0.61%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.45%
Q3 20240.54%
Q4 20240.77%
Q1 20250.70%
Q2 20250.62%
Q3 20250.54%
Q4 20250.54%
Q1 20260.48%
Q2 20260.62%
Return on assets
0.51%0.74%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.80%
Q4 20240.93%
Q1 20250.84%
Q2 20250.97%
Q3 20250.93%
Q4 20250.87%
Q1 20260.51%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$270.4M10.97%0.62%0.64%87.5%
Q1 202665$275.3M10.11%0.48%0.51%83.4%
Q4 202567$276.0M9.96%0.54%0.87%82.5%
Q3 202567$273.3M9.90%0.54%0.93%83.5%
Q2 202567$254.7M10.35%0.62%0.97%89.1%
Q1 202566$252.0M10.19%0.70%0.84%86.5%
Q4 202471$249.6M12.04%0.77%0.93%86.9%
Q3 202471$249.5M11.73%0.54%0.80%89.2%
Q2 202472$244.5M11.75%0.45%0.77%90.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.97%
43rd
Problem loans0.62%
54th
Net charge-offs0.43%
42nd
Return on assets0.64%
41st
Loans to deposits87.5%
22nd
Uninsured deposits6.7%
43rd
Loan-loss reserves0.00%
50th
Texas ratio4.6%
43rd

Similar-size credit unions in Idaho

InstitutionScoreAssetsCapitalProblem loansCompare
Connections Credit UnionCredit union Pocatello, ID50 out of 100, Below average$256.1M8.5%1.27%vs
Cottonwood Community Federal Credit UnionCredit union Cottonwood, ID81 out of 100, Strong$285.5M14.9%1.39%vs
Advantage Plus Federal Credit UnionCredit union Pocatello, ID64 out of 100, Moderate$292.4M9.7%0.36%vs
Clarity Credit UnionCredit union Nampa, ID59 out of 100, Moderate$235.6M9.7%0.99%vs
Lookout Federal Credit UnionCredit union Pocatello, ID49 out of 100, Below average$313.7M7.6%1.36%vs
Trugrocer Federal Credit UnionCredit union Boise, ID73 out of 100, Strong$320.1M16.0%0.81%vs

Deposit insurance

Is my money safe at Lewis Clark Credit Union?

Yes. Lewis Clark Credit Union is a federally insured credit union (NCUA charter #68386). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.7% of shares and deposits ($16.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.97%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Lewis Clark Credit Union lists 4 offices in 4 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lewis Clark Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68386
RSSD ID
729075
Primary regulator
State + NCUA
Established
1939
Headquarters
604 Bryden Ave, Lewiston, ID 83501
Employees
41

Quick answers

Lewis Clark Credit Union: common questions

Is Lewis Clark Credit Union NCUA insured?

Yes. Lewis Clark Credit Union is a federally insured credit union (NCUA charter #68386). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lewis Clark Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lewis Clark Credit Union have?

4 offices as of the latest NCUA data, in 3 states.