TellerScore

Headquartered in Wilmington, Delaware, Priority Plus Federal Credit Union is a federal credit union with $23.3M in total assets and $19.2M in member shares and deposits as of Q2 2026. Its charter dates back to 1935.

Priority Plus Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 15 credit unions headquartered in Delaware, it ranks 5th. Capital cushion contributes the most (100/100, 17.62%); earnings contributes the least (20/100, -0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.62%
Loan quality63/100
Loans 60+ days delinquent ÷ total loans: 1.10%
Earnings20/100
Return on assets (annualized): -0.00%
Funding & liquidity100/100
Loans ÷ shares: 41.8% · 3.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (79 → 74), mostly because the earnings component weakened by 18 points.

TellerScore
747881Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202481
Q4 202480
Q1 202576
Q2 202579
Q3 202576
Q4 202579
Q1 202677
Q2 202674
Net worth ratio
7.00%12.46%17.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.37%
Q3 202417.19%
Q4 202417.60%
Q1 202517.43%
Q2 202517.81%
Q3 202517.66%
Q4 202517.68%
Q1 202617.93%
Q2 202617.62%
Delinquent loans (60+ days)
0.52%0.96%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.88%
Q3 20240.52%
Q4 20240.76%
Q1 20251.41%
Q2 20250.98%
Q3 20251.23%
Q4 20250.92%
Q1 20260.82%
Q2 20261.10%
Return on assets
-0.06%0.26%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.06%
Q3 20240.13%
Q4 20240.30%
Q1 20250.59%
Q2 20250.46%
Q3 20250.41%
Q4 20250.38%
Q1 2026-0.06%
Q2 2026-0.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$23.3M17.62%1.10%-0.00%41.8%
Q1 202677$22.9M17.93%0.82%-0.06%42.6%
Q4 202579$23.2M17.68%0.92%0.38%43.5%
Q3 202576$23.2M17.66%1.23%0.41%44.9%
Q2 202579$22.9M17.81%0.98%0.46%48.2%
Q1 202576$23.3M17.43%1.41%0.59%47.5%
Q4 202480$22.9M17.60%0.76%0.30%48.9%
Q3 202481$23.1M17.19%0.52%0.13%48.2%
Q2 202476$24.1M16.37%0.88%-0.06%45.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.62%
68th
Problem loans1.10%
36th
Net charge-offs0.72%
20th
Return on assets-0.00%
19th
Loans to deposits41.8%
76th
Uninsured deposits3.0%
36th
Loan-loss reserves0.00%
37th
Texas ratio2.1%
51st

Similar-size credit unions in Delaware

InstitutionScoreAssetsCapitalProblem loansCompare
Wilmington Police & Fire Federal Credit UnionCredit union Wilmington, DE59 out of 100, Moderate$14.3M14.7%2.45%vs
New Castle County Delaware Em Federal Credit UnionCredit union New Castle, DE86 out of 100, Very strong$33.3M12.0%0.00%vs
Provident Federal Credit UnionCredit union Dover, DE64 out of 100, Moderate$11.9M14.1%1.75%vs
Stepping Stones Community Federal Credit UnionCredit union Wilmington, DE74 out of 100, Strong$8.3M47.0%10.61%vs
Delaware River & Bay Auth Emp Federal Credit UnionCredit union New Castle, DE86 out of 100, Very strong$4.1M25.8%0.82%vs
Edu Federal Credit UnionCredit union New Castle, DE34 out of 100, Low$44.2M6.8%2.57%vs

Deposit insurance

Is my money safe at Priority Plus Federal Credit Union?

Yes. Priority Plus Federal Credit Union is a federally insured credit union (NCUA charter #663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.0% of shares and deposits ($571K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Priority Plus Federal Credit Union
Type
Federal credit union
NCUA charter #
663
RSSD ID
680877
Primary regulator
NCUA
Established
1935
Headquarters
6 Lynam St, Wilmington, DE 19804
Employees
4

Quick answers

Priority Plus Federal Credit Union: common questions

Is Priority Plus Federal Credit Union NCUA insured?

Yes. Priority Plus Federal Credit Union is a federally insured credit union (NCUA charter #663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Priority Plus Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.