Arrowhead Bank is a state-chartered bank headquartered in Llano, Texas, in business for about 103 years. At the end of Q2 2026 it reported $295.3M in total assets and $259.9M in deposits, with 5 offices.
Arrowhead Bank has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 91% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 35th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (69/100, 11.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (79 → 87), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 80 |
| Q1 2025 | 82 |
| Q2 2025 | 79 |
| Q3 2025 | 84 |
| Q4 2025 | 83 |
| Q1 2026 | 85 |
| Q2 2026 | 87 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.03% |
| Q3 2024 | 10.55% |
| Q4 2024 | 10.60% |
| Q1 2025 | 10.69% |
| Q2 2025 | 11.06% |
| Q3 2025 | 11.50% |
| Q4 2025 | 11.70% |
| Q1 2026 | 11.65% |
| Q2 2026 | 11.89% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.35% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.55% |
| Q4 2024 | 1.48% |
| Q1 2025 | 1.60% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.75% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.78% |
| Q2 2026 | 1.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $295.3M | 11.89% | 0.00% | 1.82% | 66.6% |
| Q1 2026 | 85 | $296.1M | 11.65% | 0.00% | 1.78% | 66.7% |
| Q4 2025 | 83 | $302.2M | 11.70% | 0.02% | 1.65% | 68.6% |
| Q3 2025 | 84 | $286.3M | 11.50% | 0.00% | 1.75% | 71.7% |
| Q2 2025 | 79 | $286.5M | 11.06% | 0.35% | 1.66% | 69.8% |
| Q1 2025 | 82 | $291.9M | 10.69% | 0.00% | 1.60% | 65.0% |
| Q4 2024 | 80 | $290.9M | 10.60% | 0.00% | 1.48% | 68.4% |
| Q3 2024 | 79 | $282.4M | 10.55% | 0.09% | 1.55% | 70.4% |
| Q2 2024 | 79 | $286.5M | 10.03% | 0.00% | 1.48% | 66.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Coleman County State BankBank Coleman, TX | 78 out of 100, Strong | $295.1M | 8.6% | 0.05% | vs |
| Charter BankBank Corpus Christi, TX | 58 out of 100, Moderate | $292.3M | 11.3% | 2.78% | vs |
| One World BankBank Dallas, TX | 67 out of 100, Moderate | $290.1M | 13.2% | 0.00% | vs |
| Llano National BankBank Llano, TX | 80 out of 100, Strong | $301.1M | 13.1% | 0.45% | vs |
| Freedom BankBank Alamo, TX | 80 out of 100, Strong | $301.2M | 12.2% | 0.17% | vs |
| Interstate BankBank Perryton, TX | 40 out of 100, Below average | $288.4M | 9.4% | 3.47% | vs |
Deposit insurance
Is my money safe at Arrowhead Bank?
Yes. Arrowhead Bank is an FDIC-insured institution (FDIC certificate #1198). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.5% of deposits ($63.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.89%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.49% (benchmark: 10%).
5 locations
Branches
Arrowhead Bank lists 5 offices in 4 cities. Most locations:
- Llano, TX (2)
- Fredericksburg, TX (1)
- Horseshoe Bay, TX (1)
- San Saba, TX (1)
Identity & history
Profile
- Legal name
- Arrowhead Bank
- Former names
- First Llano Bank; Moore State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 1198
- RSSD ID
- 570558
- Primary regulator
- FDIC
- Holding company
- Arrowhead Co
- Established
- March 16, 1923
- Headquarters
- 108 W Sandstone St, Llano, TX 78643
- Website
- www.arrowheadbanktexas.com
- Employees
- 58
Quick answers
Arrowhead Bank: common questions
Is Arrowhead Bank FDIC insured?
Yes. Arrowhead Bank is an FDIC-insured institution (FDIC certificate #1198). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Arrowhead Bank's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Arrowhead Bank ever failed?
There is no failure record for FDIC certificate #1198 in the FDIC failed bank list.
How many branches does Arrowhead Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Llano
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| ValueBank TexasBank Corpus Christi, TX | 85 out of 100, Very strong | $303.6M | 12.5% | 0.00% | vs |
| Llano National BankBank Llano, TX | 80 out of 100, Strong | $301.1M | 13.1% | 0.45% | vs |
| The Commercial National Bank of BradyBank Brady, TX | 78 out of 100, Strong | $425.4M | 10.2% | 0.00% | vs |
| Bank of the WestBank Grapevine, TX | 74 out of 100, Strong | $829.8M | 9.7% | 0.00% | vs |
| Prosperity BankBank El Campo, TX | 71 out of 100, Strong | $43.9B | 10.6% | 0.48% | vs |
| Security State Bank & TrustBank Fredericksburg, TX | 66 out of 100, Moderate | $2.2B | 12.6% | 2.22% | vs |