TellerScore

Bank of Hazelton is a state-chartered bank headquartered in Hazelton, North Dakota, in business for about 123 years. At the end of Q2 2026 it reported $75.8M in total assets and $68.0M in deposits, with 1 office.

Based on its Q2 2026 filing, Bank of Hazelton scores 72/100, which we describe as strong. That is higher than only 45% of 546 banks with under $100 million in assets. Among 60 banks headquartered in North Dakota, it ranks 28th. Its strongest component is earnings (93/100; 1.81%), and its lowest is capital cushion (61/100; 11.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Tier 1 leverage ratio: 11.14%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.01%
Earnings93/100
Return on assets (annualized): 1.81%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 50.7% · 46.5% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (81 → 72), mostly because the loan quality component weakened by 26 points.

TellerScore
727884Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202484
Q4 202479
Q1 202583
Q2 202581
Q3 202582
Q4 202574
Q1 202678
Q2 202672
Tier 1 leverage ratio
5.00%8.55%12.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.81%
Q3 202412.10%
Q4 202410.15%
Q1 202511.33%
Q2 202511.85%
Q3 202511.96%
Q4 202510.11%
Q1 20269.82%
Q2 202611.14%
Noncurrent loans
0.00%0.51%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.18%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.23%
Q3 20250.37%
Q4 20250.43%
Q1 20260.00%
Q2 20261.01%
Return on assets
1.67%1.79%1.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.67%
Q3 20241.72%
Q4 20241.92%
Q1 20251.82%
Q2 20251.78%
Q3 20251.81%
Q4 20251.72%
Q1 20261.90%
Q2 20261.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$75.8M11.14%1.01%1.81%50.7%
Q1 202678$84.6M9.82%0.00%1.90%43.4%
Q4 202574$74.9M10.11%0.43%1.72%49.2%
Q3 202582$60.9M11.96%0.37%1.81%60.3%
Q2 202581$69.6M11.85%0.23%1.78%51.6%
Q1 202583$64.3M11.33%0.00%1.82%49.4%
Q4 202479$65.3M10.15%0.00%1.92%55.9%
Q3 202484$62.1M12.10%0.00%1.72%52.4%
Q2 202482$56.8M11.81%0.18%1.67%57.4%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.14%
31st
Total risk-based capital0.00%
27th
Problem loans1.01%
35th
Net charge-offs0.00%
58th
Return on assets1.81%
84th
Net interest margin3.62%
35th
Efficiency ratio48.0%
93rd
Loans to deposits50.7%
70th
Uninsured deposits46.5%
6th
Loan-loss reserves1.09%
40th
Texas ratio4.5%
35th

Similar-size banks in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Heartland State BankBank Edgeley, ND46 out of 100, Below average$75.6M9.8%3.36%vs
First Security Bank - WestBank Beulah, ND55 out of 100, Moderate$75.2M12.9%4.65%vs
Citizens State Bank of LankinBank Lankin, ND57 out of 100, Moderate$72.1M10.1%1.58%vs
The Citizens State Bank at MohallBank Mohall, ND75 out of 100, Strong$80.2M11.8%0.43%vs
Peoples State BankBank Westhope, ND87 out of 100, Very strong$69.9M13.5%0.00%vs
State Bank of LakotaBank Lakota, ND71 out of 100, Strong$64.2M9.6%0.49%vs

Deposit insurance

Is my money safe at Bank of Hazelton?

Yes. Bank of Hazelton is an FDIC-insured institution (FDIC certificate #17813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 46.5% of deposits ($31.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Hazelton lists 1 office in 1 city. Most locations:

  • Hazelton, ND (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Hazelton
Type
State-chartered bank
FDIC certificate #
17813
RSSD ID
856458
Primary regulator
FDIC
Established
August 22, 1903
Headquarters
363 Main St, Hazelton, ND 58544
Employees
8

Quick answers

Bank of Hazelton: common questions

Is Bank of Hazelton FDIC insured?

Yes. Bank of Hazelton is an FDIC-insured institution (FDIC certificate #17813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Hazelton's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Hazelton ever failed?

There is no failure record for FDIC certificate #17813 in the FDIC failed bank list.

How many branches does Bank of Hazelton have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hazelton

InstitutionScoreAssetsCapitalProblem loansCompare
BNC National BankBank Glendale, AZ71 out of 100, Strong$1.0B12.2%0.84%vs
Unison BankBank Jamestown, ND67 out of 100, Moderate$596.9M10.0%0.44%vs
Hometown Credit UnionCredit union Kulm, ND58 out of 100, Moderate$223.1M15.6%6.81%vs