North Dakota · Q2 2026 call reports
Safest banks & credit unions in North Dakota
60 banks and 29 credit unions are headquartered in North Dakota, holding $60.3B in deposits. Including out-of-state institutions, there are 499 branch locations in the state. The highest-scoring North Dakota-based bank is First State Bank & Trust (94/100); highest-scoring credit union is Lamoure Credit Union (98/100). The median score across all of them is 72.
- Banks
- 60
- Credit unions
- 29
- Branches
- 499
- Failures since 1934
- 43latest May 10, 1991
60 headquartered here
North Dakota banks ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| First State Bank & TrustBank Williston | 94 out of 100, Very strong | $542.6M | 15.4% | 0.00% |
| Liberty State BankBank Powers Lake | 93 out of 100, Very strong | $159.0M | 13.7% | 0.09% |
| Grant County State BankBank Carson | 91 out of 100, Very strong | $46.7M | 13.9% | 0.00% |
| Security First Bank of North DakotaBank New Salem | 87 out of 100, Very strong | $293.2M | 13.0% | 0.00% |
| Commercial Bank of MottBank Mott | 87 out of 100, Very strong | $140.0M | 13.1% | 0.00% |
| Peoples State BankBank Westhope | 87 out of 100, Very strong | $69.9M | 13.5% | 0.00% |
| Stock Growers BankBank Forman | 86 out of 100, Very strong | $332.9M | 11.6% | 0.05% |
| McIntosh County BankBank Ashley | 84 out of 100, Strong | $118.7M | 11.0% | 0.00% |
| First National Bank and Trust Co. of BottineauBank Bottineau | 83 out of 100, Strong | $175.9M | 13.6% | 0.75% |
| Kirkwood Bank & Trust Co.Bank Bismarck | 80 out of 100, Strong | $351.3M | 9.9% | 0.00% |
| Western State BankBank Devils Lake | 78 out of 100, Strong | $2.5B | 13.2% | 0.90% |
| First United BankBank Park River | 78 out of 100, Strong | $810.8M | 10.1% | 0.01% |
| Rolette State BankBank Rolette | 78 out of 100, Strong | $51.5M | 9.9% | 0.04% |
| Dakota Community Bank & Trust, National AssociationBank Hebron | 76 out of 100, Strong | $1.4B | 9.1% | 0.08% |
| Dakota Western BankBank Bowman | 76 out of 100, Strong | $416.2M | 11.6% | 0.84% |
| Lincoln State BankBank Hankinson | 76 out of 100, Strong | $125.1M | 10.0% | 0.15% |
| KodaBankBank Drayton | 75 out of 100, Strong | $559.8M | 10.3% | 0.30% |
| First State BankBank Buxton | 75 out of 100, Strong | $424.2M | 9.8% | 0.00% |
| The Citizens State Bank at MohallBank Mohall | 75 out of 100, Strong | $80.2M | 11.8% | 0.43% |
| Farmers and Merchants State BankBank Langdon | 74 out of 100, Strong | $143.1M | 15.7% | 1.86% |
| Strasburg State BankBank Strasburg | 74 out of 100, Strong | $104.2M | 8.7% | 0.00% |
| Choice Financial GroupBank Fargo | 73 out of 100, Strong | $6.4B | 10.8% | 0.68% |
| Peoples State Bank of VelvaBank Velva | 73 out of 100, Strong | $210.0M | 9.3% | 0.10% |
| Farmers & Merchants Bank of North DakotaBank Tolna | 73 out of 100, Strong | $119.8M | 11.0% | 0.73% |
| Kindred State BankBank Kindred | 73 out of 100, Strong | $43.3M | 8.4% | 0.13% |
| United Valley BankBank Cavalier | 72 out of 100, Strong | $751.6M | 10.5% | 0.13% |
| BankNorthBank Arthur | 72 out of 100, Strong | $694.1M | 10.3% | 0.58% |
| Bank of HazeltonBank Hazelton | 72 out of 100, Strong | $75.8M | 11.1% | 1.01% |
| Aspire BankBank Fargo | 72 out of 100, Strong | $60.9M | 11.4% | 0.00% |
| Turtle Mountain State BankBank Belcourt | 71 out of 100, Strong | $114.1M | 12.9% | 1.75% |
| State Bank of LakotaBank Lakota | 71 out of 100, Strong | $64.2M | 9.6% | 0.49% |
| Alerus Financial, National AssociationBank Grand Forks | 70 out of 100, Strong | $5.3B | 9.3% | 0.26% |
| Bank ForwardBank Fargo | 70 out of 100, Strong | $1.1B | 10.2% | 0.67% |
| Peoples State Bank, Fairmount, N. D.Bank Fairmount | 70 out of 100, Strong | $38.5M | 8.4% | 0.00% |
| American State Bank & Trust Company of WillistonBank Williston | 68 out of 100, Moderate | $643.5M | 12.1% | 2.07% |
| State Bank of BottineauBank Bottineau | 68 out of 100, Moderate | $117.2M | 8.5% | 0.06% |
| First State Bank of HarveyBank Harvey | 68 out of 100, Moderate | $94.6M | 10.4% | 1.14% |
| Bravera BankBank Dickinson | 67 out of 100, Moderate | $3.8B | 9.7% | 0.90% |
| Unison BankBank Jamestown | 67 out of 100, Moderate | $596.9M | 10.0% | 0.44% |
| American Federal BankBank Fargo | 66 out of 100, Moderate | $795.8M | 9.3% | 0.00% |
| Gate City BankBank Fargo | 65 out of 100, Moderate | $4.0B | 9.8% | 0.69% |
| Union State Bank of HazenBank Hazen | 65 out of 100, Moderate | $257.4M | 9.0% | 0.88% |
| Merchants BankBank Rugby | 65 out of 100, Moderate | $254.3M | 10.6% | 1.25% |
| The Union BankBank Beulah | 64 out of 100, Moderate | $312.2M | 10.1% | 1.38% |
| Dakota Heritage BankBank Hunter | 63 out of 100, Moderate | $416.8M | 9.8% | 1.62% |
| The Bank of TiogaBank Tioga | 63 out of 100, Moderate | $412.1M | 9.4% | 1.15% |
| State Bank & Trust of KenmareBank Kenmare | 62 out of 100, Moderate | $201.1M | 9.2% | 1.10% |
| The Goose River BankBank Mayville | 62 out of 100, Moderate | $173.4M | 11.5% | 1.71% |
| Horizon Financial BankBank Munich | 61 out of 100, Moderate | $201.0M | 10.8% | 1.34% |
| Bell BankBank Fargo | 59 out of 100, Moderate | $15.2B | 10.0% | 0.90% |
Show all 60 banks
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| TruCommunity BankBank Garrison | 58 out of 100, Moderate | $338.2M | 11.1% | 2.18% |
| Border BankBank Fargo | 57 out of 100, Moderate | $1.1B | 9.1% | 1.07% |
| Citizens State Bank of LankinBank Lankin | 57 out of 100, Moderate | $72.1M | 10.1% | 1.58% |
| Starion BankBank Bismarck | 56 out of 100, Moderate | $2.1B | 9.4% | 1.45% |
| First Western Bank & TrustBank Minot | 55 out of 100, Moderate | $2.4B | 9.6% | 1.42% |
| First State Bank of GolvaBank Golva | 55 out of 100, Moderate | $123.5M | 9.0% | 2.51% |
| First Security Bank - WestBank Beulah | 55 out of 100, Moderate | $75.2M | 12.9% | 4.65% |
| First International Bank & TrustBank Watford City | 52 out of 100, Below average | $6.2B | 9.1% | 1.54% |
| Cornerstone BankBank Fargo | 47 out of 100, Below average | $1.9B | 9.6% | 2.35% |
| Heartland State BankBank Edgeley | 46 out of 100, Below average | $75.6M | 9.8% | 3.36% |
29 headquartered here
North Dakota credit unions ranked by score
| Institution | Score | Assets | Capital | Problem loans |
|---|---|---|---|---|
| Lamoure Credit UnionCredit union Lamoure | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% |
| Community Credit UnionCredit union New Rockford | 95 out of 100, Very strong | $171.6M | 17.7% | 0.22% |
| University Federal Credit UnionCredit union Grand Forks | 91 out of 100, Very strong | $46.1M | 14.4% | 0.72% |
| Affinity First Federal Credit UnionCredit union Minot | 88 out of 100, Very strong | $70.8M | 13.8% | 0.30% |
| Aspire Community Federal Credit UnionCredit union Minot | 87 out of 100, Very strong | $181.6M | 15.6% | 0.41% |
| Med Park Credit UnionCredit union Grand Forks | 86 out of 100, Very strong | $18.1M | 16.5% | 0.04% |
| Northern Valley Federal Credit UnionCredit union Grand Forks | 84 out of 100, Strong | $20.3M | 13.3% | 0.04% |
| Fargo VA Federal Credit UnionCredit union Fargo | 84 out of 100, Strong | $14.1M | 12.6% | 0.00% |
| Fargo Public Schools Federal Credit UnionCredit union Fargo | 80 out of 100, Strong | $58.2M | 12.2% | 0.01% |
| F.F.E. Federal Credit UnionCredit union Fargo | 79 out of 100, Strong | $3.8M | 13.5% | 0.00% |
| Riverfork Federal Credit UnionCredit union Grand Forks | 78 out of 100, Strong | $31.2M | 13.9% | 0.70% |
| Northern Sts Pwr Company Emp Federal Credit UnionCredit union Grand Forks | 77 out of 100, Strong | $1.5M | 10.8% | 0.00% |
| Railway Credit UnionCredit union Mandan | 74 out of 100, Strong | $211.6M | 12.1% | 0.50% |
| Postal Family Federal Credit UnionCredit union Fargo | 74 out of 100, Strong | $30.2M | 10.5% | 0.19% |
| Area Community Credit UnionCredit union Grand Forks | 72 out of 100, Strong | $27.7M | 18.8% | 1.54% |
| Cce Federal Credit UnionCredit union Fargo | 72 out of 100, Strong | $14.0M | 18.5% | 3.34% |
| First Community Credit UnionCredit union Jamestown | 71 out of 100, Strong | $1.5B | 12.3% | 0.61% |
| Tel-U-Watt Federal Credit UnionCredit union Minot | 70 out of 100, Strong | $5.6M | 9.1% | 0.00% |
| Lisbon Farmers Union Credit UnionCredit union Lisbon | 70 out of 100, Strong | $4.3M | 63.5% | 0.62% |
| Minot Area Schools Federal Credit UnionCredit union Minot | 69 out of 100, Moderate | $14.8M | 9.0% | 0.06% |
| Dakota Plains Credit UnionCredit union Edgeley | 67 out of 100, Moderate | $93.3M | 12.3% | 0.96% |
| Capital Credit UnionCredit union Bismarck | 66 out of 100, Moderate | $921.5M | 13.1% | 1.80% |
| Town and Country Credit UnionCredit union Minot | 64 out of 100, Moderate | $771.1M | 13.1% | 1.63% |
| Western CooperativeCredit union Williston | 64 out of 100, Moderate | $522.2M | 14.2% | 3.17% |
| North Star Community Credit UnionCredit union Maddock | 61 out of 100, Moderate | $464.8M | 14.3% | 2.87% |
| Dakota West Credit UnionCredit union Watford City | 61 out of 100, Moderate | $326.5M | 14.2% | 3.14% |
| Hometown Credit UnionCredit union Kulm | 58 out of 100, Moderate | $223.1M | 15.6% | 6.81% |
| United Savings Credit UnionCredit union Fargo | 50 out of 100, Below average | $125.2M | 12.7% | 2.88% |
| Vue Community Credit UnionCredit union Bismarck | 44 out of 100, Below average | $106.3M | 8.6% | 2.99% |
Branch networks
Out-of-state institutions with the most North Dakota branches
| Institution | Score | Assets | Capital | Problem loans | ND branches |
|---|---|---|---|---|---|
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | 14 |
| Old National BankBank Evansville, IN | 59 out of 100, Moderate | $73.9B | 8.8% | 0.92% | 12 |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | 11 |
| Dacotah BankBank Aberdeen, SD | 55 out of 100, Moderate | $4.9B | 10.1% | 1.52% | 9 |
| BNC National BankBank Glendale, AZ | 71 out of 100, Strong | $1.0B | 12.2% | 0.84% | 9 |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | 4 |
| Empeople Credit UnionCredit union Moline, IL | 58 out of 100, Moderate | $2.3B | 8.3% | 0.59% | 3 |
| JPMorgan Chase Bank, National AssociationBank Columbus, OH | 61 out of 100, Moderate | $4.1T | 7.5% | 0.78% | 3 |
| Hometown Community BankBank Cyrus, MN | 57 out of 100, Moderate | $105.7M | 9.1% | 1.78% | 2 |
| Magnifi Financial Credit UnionCredit union Melrose, MN | 68 out of 100, Moderate | $2.8B | 11.0% | 0.21% | 2 |
| Dakota Plains Federal Credit UnionCredit union Lemmon, SD | 68 out of 100, Moderate | $84.4M | 9.1% | 0.56% | 1 |
| American Bank & TrustBank Sioux Falls, SD | 72 out of 100, Strong | $2.2B | 11.3% | 0.57% | 1 |
| Credit Union 1Credit union Lombard, IL | 68 out of 100, Moderate | $2.9B | 10.9% | 1.35% | 1 |
| Frandsen Bank & TrustBank Lonsdale, MN | 71 out of 100, Strong | $3.7B | 10.0% | 0.71% | 1 |
10 city pages
Banks by city in North Dakota
- Fargo 34 institutions · 74 branches
- Bismarck 20 institutions · 45 branches
- Grand Forks 22 institutions · 30 branches
- Minot 16 institutions · 24 branches
- Dickinson 11 institutions · 15 branches
- West Fargo 10 institutions · 12 branches
- Mandan 10 institutions · 11 branches
- Williston 6 institutions · 9 branches
- Jamestown 7 institutions · 9 branches
- Devils Lake 8 institutions · 8 branches
155 smaller places (below our 5-institution, 8-branch threshold for a separate page)
These places don't get a separate page; here is what's there.
- Wahpeton: 7 branches of 7 institutions
- Rugby: 6 branches of 6 institutions
- Watford City: 5 branches of 4 institutions
- Lisbon: 4 branches of 4 institutions
- Beulah: 4 branches of 3 institutions
- Grafton: 4 branches of 4 institutions
- Carrington: 4 branches of 4 institutions
- Cavalier: 4 branches of 4 institutions
- Hettinger: 4 branches of 4 institutions
- Langdon: 3 branches of 3 institutions
- Mayville: 3 branches of 3 institutions
- Park River: 3 branches of 3 institutions
- Valley City: 3 branches of 3 institutions
- Cando: 3 branches of 2 institutions
- Crosby: 3 branches of 3 institutions
- Harvey: 3 branches of 3 institutions
- Hazen: 3 branches of 3 institutions
- Kenmare: 3 branches of 2 institutions
- Cooperstown: 3 branches of 3 institutions
- Beach: 3 branches of 3 institutions
- Bottineau: 3 branches of 3 institutions
- Mohall: 3 branches of 3 institutions
- Bowman: 3 branches of 3 institutions
- Ellendale: 3 branches of 3 institutions
- Lamoure: 3 branches of 3 institutions
- Oakes: 3 branches of 3 institutions
- Northwood: 3 branches of 3 institutions
- Lincoln: 2 branches of 2 institutions
- Linton: 2 branches of 2 institutions
- Maddock: 2 branches of 2 institutions
- Flasher: 2 branches of 2 institutions
- Ashley: 2 branches of 2 institutions
- Garrison: 2 branches of 2 institutions
- Glen Ullin: 2 branches of 2 institutions
- Milnor: 2 branches of 2 institutions
- Napoleon: 2 branches of 2 institutions
- New England: 2 branches of 2 institutions
- Edgeley: 2 branches of 2 institutions
- New Rockford: 2 branches of 2 institutions
- New Salem: 2 branches of 2 institutions
- New Town: 2 branches of 2 institutions
- Hankinson: 2 branches of 2 institutions
- Page: 2 branches of 2 institutions
- Hatton: 2 branches of 2 institutions
- Hazelton: 2 branches of 2 institutions
- Hebron: 2 branches of 2 institutions
- Hillsboro: 2 branches of 2 institutions
- Enderlin: 2 branches of 2 institutions
- Rolla: 2 branches of 2 institutions
- Casselton: 2 branches of 2 institutions
- Stanley: 2 branches of 2 institutions
- Steele: 2 branches of 2 institutions
- Killdeer: 2 branches of 2 institutions
- Kindred: 2 branches of 2 institutions
- Lakota: 2 branches of 2 institutions
- Tioga: 2 branches of 2 institutions
- Tolna: 2 branches of 2 institutions
- Turtle Lake: 2 branches of 2 institutions
- Fessenden: 2 branches of 2 institutions
- Velva: 2 branches of 2 institutions
- Walhalla: 2 branches of 2 institutions
- Washburn: 2 branches of 2 institutions
- Larimore: 2 branches of 2 institutions
- Lidgerwood: 2 branches of 2 institutions
- Wishek: 2 branches of 2 institutions
- Sharon: 1 branch of 1 institution
- Sherwood: 1 branch of 1 institution
- St John: 1 branch of 1 institution
- Strasburg: 1 branch of 1 institution
- Streeter: 1 branch of 1 institution
- Taylor: 1 branch of 1 institution
- Thompson: 1 branch of 1 institution
- Towner: 1 branch of 1 institution
- Underwood: 1 branch of 1 institution
- Westhope: 1 branch of 1 institution
- Willow City: 1 branch of 1 institution
- Wilton: 1 branch of 1 institution
- Wimbledon: 1 branch of 1 institution
- Wyndmere: 1 branch of 1 institution
- Adams: 1 branch of 1 institution
- Zeeland: 1 branch of 1 institution
- Alexander: 1 branch of 1 institution
- Anamoose: 1 branch of 1 institution
- Aneta: 1 branch of 1 institution
- Arthur: 1 branch of 1 institution
- Belcourt: 1 branch of 1 institution
- Belfield: 1 branch of 1 institution
- Berthold: 1 branch of 1 institution
- Binford: 1 branch of 1 institution
- Bisbee: 1 branch of 1 institution
- Bowbells: 1 branch of 1 institution
- Bowdon: 1 branch of 1 institution
- Buffalo: 1 branch of 1 institution
- Burlington: 1 branch of 1 institution
- Butte: 1 branch of 1 institution
- Buxton: 1 branch of 1 institution
- Carson: 1 branch of 1 institution
- Center: 1 branch of 1 institution
- Crystal: 1 branch of 1 institution
- Drake: 1 branch of 1 institution
- Drayton: 1 branch of 1 institution
- Dunseith: 1 branch of 1 institution
- Edinburg: 1 branch of 1 institution
- Edmore: 1 branch of 1 institution
- Elgin: 1 branch of 1 institution
- Fairmount: 1 branch of 1 institution
- Fingal: 1 branch of 1 institution
- Finley: 1 branch of 1 institution
- Forman: 1 branch of 1 institution
- Gackle: 1 branch of 1 institution
- Galesburg: 1 branch of 1 institution
- Golva: 1 branch of 1 institution
- Grandin: 1 branch of 1 institution
- Grenora: 1 branch of 1 institution
- Gwinner: 1 branch of 1 institution
- Halliday: 1 branch of 1 institution
- Hamilton: 1 branch of 1 institution
- Hannaford: 1 branch of 1 institution
- Harwood: 1 branch of 1 institution
- Hoople: 1 branch of 1 institution
- Hope: 1 branch of 1 institution
- Hunter: 1 branch of 1 institution
- Jud: 1 branch of 1 institution
- Kulm: 1 branch of 1 institution
- Lankin: 1 branch of 1 institution
- Lansford: 1 branch of 1 institution
- Leeds: 1 branch of 1 institution
- Mapleton: 1 branch of 1 institution
- Marion: 1 branch of 1 institution
- Max: 1 branch of 1 institution
- Mcclusky: 1 branch of 1 institution
- Mcville: 1 branch of 1 institution
- Medina: 1 branch of 1 institution
- Medora: 1 branch of 1 institution
- Michigan: 1 branch of 1 institution
- Minto: 1 branch of 1 institution
- Mott: 1 branch of 1 institution
- Munich: 1 branch of 1 institution
- Neche: 1 branch of 1 institution
- Newburg: 1 branch of 1 institution
- New Leipzig: 1 branch of 1 institution
- Osnabrock: 1 branch of 1 institution
- Parshall: 1 branch of 1 institution
- Pembina: 1 branch of 1 institution
- Petersburg: 1 branch of 1 institution
- Plaza: 1 branch of 1 institution
- Portland: 1 branch of 1 institution
- Powers Lake: 1 branch of 1 institution
- Ray: 1 branch of 1 institution
- Regent: 1 branch of 1 institution
- Richardton: 1 branch of 1 institution
- Robinson: 1 branch of 1 institution
- Rocklake: 1 branch of 1 institution
- Rolette: 1 branch of 1 institution
- Scranton: 1 branch of 1 institution
FDIC records
Recent bank failures in North Dakota
- First Fs & LA of Fargo, Fargo — May 10, 1991; deposits assumed by First Nb of Nd
- The Farmers and Merchants Bank of Sheyenne, Sheyenne — October 26, 1990; deposits assumed by The Ramsey National Bank an
- First National Bank of Crosby, Crosby — September 13, 1990; deposits assumed by First National Bank & Trust
- The First State Bank of Regent, Regent — February 22, 1990; deposits assumed by First National Bank
- First Savings Assoc., Bismark — January 26, 1990; deposits assumed by Metropolitan Fb, FSB
- Midwest Federal Savings Bank, Minot — January 4, 1990; deposits assumed by Branch Sale
- Central Dakota Bank, Lehr — December 1, 1989; deposits assumed by Security State Bank, Wishek
- The Dakota Bank, Grand Forks — August 24, 1989; deposits assumed by First National Bank South