TellerScore

Campbell County Bank, Inc. (FDIC certificate #16161) is based in Herreid, South Dakota. Its Q2 2026 call report shows $240.7M in total assets and $195.9M in deposits and 4 offices.

Campbell County Bank, Inc. has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in South Dakota, it ranks 15th. Earnings contributes the most (100/100, 2.19%); funding & liquidity contributes the least (58/100, 101% loans-to-deposits, 16% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Tier 1 leverage ratio: 12.93%
Loan quality81/100
Noncurrent loans ÷ total loans: 0.58%
Earnings100/100
Return on assets (annualized): 2.19%
Funding & liquidity58/100
Loans ÷ deposits and uninsured-deposit share: 101.2% · 15.8% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (84 → 82), mostly because the capital cushion component weakened by 8 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202485
Q4 202486
Q1 202583
Q2 202584
Q3 202580
Q4 202580
Q1 202677
Q2 202682
Tier 1 leverage ratio
5.00%9.86%14.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.17%
Q3 202413.93%
Q4 202414.28%
Q1 202513.25%
Q2 202513.70%
Q3 202514.72%
Q4 202513.80%
Q1 202612.31%
Q2 202612.93%
Noncurrent loans
0.04%0.62%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.47%
Q4 20240.49%
Q1 20250.46%
Q2 20250.53%
Q3 20251.20%
Q4 20251.00%
Q1 20260.92%
Q2 20260.58%
Return on assets
1.95%2.13%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.32%
Q3 20242.31%
Q4 20242.14%
Q1 20251.95%
Q2 20252.12%
Q3 20252.19%
Q4 20252.10%
Q1 20262.13%
Q2 20262.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$240.7M12.93%0.58%2.19%101.2%
Q1 202677$247.1M12.31%0.92%2.13%98.9%
Q4 202580$237.7M13.80%1.00%2.10%94.9%
Q3 202580$204.7M14.72%1.20%2.19%113.3%
Q2 202584$205.6M13.70%0.53%2.12%110.9%
Q1 202583$215.3M13.25%0.46%1.95%115.8%
Q4 202486$202.9M14.28%0.49%2.14%117.0%
Q3 202485$197.1M13.93%0.47%2.31%103.2%
Q2 202486$194.1M13.17%0.04%2.32%109.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.93%
75th
Total risk-based capital0.00%
24th
Problem loans0.58%
42nd
Net charge-offs-0.01%
85th
Return on assets2.19%
91st
Net interest margin4.99%
92nd
Efficiency ratio46.6%
89th
Loans to deposits101.2%
9th
Uninsured deposits15.8%
79th
Loan-loss reserves1.71%
88th
Texas ratio3.3%
46th

Similar-size banks in South Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
Quoin Financial BankBank Miller, SD67 out of 100, Moderate$250.7M7.9%0.21%vs
Security National Bank of South DakotaBank Dakota Dunes, SD93 out of 100, Very strong$251.5M14.1%0.00%vs
Farmers State BankBank Parkston, SD76 out of 100, Strong$254.8M10.0%0.00%vs
Commercial State Bank, of WagnerBank Wagner, SD66 out of 100, Moderate$260.4M11.8%2.29%vs
Merchants State BankBank Freeman, SD91 out of 100, Very strong$219.6M17.3%0.32%vs
One American BankBank Centerville, SD40 out of 100, Below average$285.2M8.3%1.56%vs

Deposit insurance

Is my money safe at Campbell County Bank, Inc.?

Yes. Campbell County Bank, Inc. is an FDIC-insured institution (FDIC certificate #16161). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.8% of deposits ($31.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Campbell County Bank, Inc. lists 4 offices in 4 cities. Most locations:

  • Herreid, SD (1)
  • Hosmer, SD (1)
  • Menno, SD (1)
  • Pollock, SD (1)

All branch addresses and map

Identity & history

Profile

Legal name
Campbell County Bank, Inc.
Former names
Campbell County Bank
Type
State-chartered bank
FDIC certificate #
16161
RSSD ID
293651
Primary regulator
FDIC
Established
June 13, 1944
Headquarters
110 Main St N, Herreid, SD 57632
Employees
28

Quick answers

Campbell County Bank, Inc.: common questions

Is Campbell County Bank, Inc. FDIC insured?

Yes. Campbell County Bank, Inc. is an FDIC-insured institution (FDIC certificate #16161). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Campbell County Bank, Inc.'s TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Campbell County Bank, Inc. ever failed?

There is no failure record for FDIC certificate #16161 in the FDIC failed bank list.

How many branches does Campbell County Bank, Inc. have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Herreid

InstitutionScoreAssetsCapitalProblem loansCompare
McIntosh County BankBank Ashley, ND84 out of 100, Strong$118.7M11.0%0.00%vs
Dakota Community Bank & Trust, National AssociationBank Hebron, ND76 out of 100, Strong$1.4B9.1%0.08%vs
Strasburg State BankBank Strasburg, ND74 out of 100, Strong$104.2M8.7%0.00%vs
First Interstate BankBank Billings, MT62 out of 100, Moderate$25.8B9.4%1.12%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Dacotah BankBank Aberdeen, SD55 out of 100, Moderate$4.9B10.1%1.52%vs