TellerScore

South Dakota · Q2 2026 call reports

Safest banks & credit unions in South Dakota

56 banks and 33 credit unions are headquartered in South Dakota, holding $3.2T in deposits. Including out-of-state institutions, there are 505 branch locations in the state. The highest-scoring South Dakota-based bank is The Security State Bank (99/100); highest-scoring credit union is Norstar Federal Credit Union (93/100). The median score across all of them is 71.

Banks
56
Credit unions
33
Branches
505
Failures since 1934
44latest Jul 17, 2009

56 headquartered here

South Dakota banks ranked by score

InstitutionScoreAssetsCapitalProblem loans
The Security State BankBank Emery99 out of 100, Very strong$64.8M19.5%0.00%
Security National Bank of South DakotaBank Dakota Dunes93 out of 100, Very strong$251.5M14.1%0.00%
First State Bank of RoscoeBank Roscoe92 out of 100, Very strong$147.5M13.8%0.00%
First Western Federal Savings BankBank Rapid City92 out of 100, Very strong$63.5M18.1%0.00%
Merchants State BankBank Freeman91 out of 100, Very strong$219.6M17.3%0.32%
Richland State BankBank Bruce90 out of 100, Very strong$49.6M12.3%0.15%
Andes State BankBank Lake Andes88 out of 100, Very strong$28.2M13.3%0.00%
First National Bank in PhilipBank Philip87 out of 100, Very strong$458.4M12.1%0.00%
Ipswich State BankBank Ipswich86 out of 100, Very strong$74.2M15.5%1.31%
First PREMIER BankBank Sioux Falls85 out of 100, Very strong$3.6B13.7%0.10%
First National BankBank Fort Pierre84 out of 100, Strong$2.0B21.9%0.69%
First Savings BankBank Beresford83 out of 100, Strong$1.6B19.3%0.90%
Sunrise Bank DakotaBank Onida83 out of 100, Strong$57.5M13.0%0.00%
The Farmers and Merchants State BankBank Scotland83 out of 100, Strong$36.0M11.9%0.08%
Campbell County Bank, Inc.Bank Herreid82 out of 100, Strong$240.7M12.9%0.58%
Citizens State Bank, of ArlingtonBank Arlington82 out of 100, Strong$153.2M11.7%0.00%
Pioneer Bank & TrustBank Belle Fourche81 out of 100, Strong$1.0B11.6%0.14%
Black Hills Community Bank, N.A.Bank Rapid City81 out of 100, Strong$489.7M12.4%0.00%
Bryant State BankBank Bryant80 out of 100, Strong$52.9M11.6%0.40%
Heartland State BankBank Redfield79 out of 100, Strong$154.0M9.9%0.00%
Dnb National BankBank Clear Lake79 out of 100, Strong$124.1M8.9%0.00%
State Bank of Eagle ButteBank Eagle Butte78 out of 100, Strong$80.3M12.4%0.07%
The First National Bank of FrederickBank Frederick78 out of 100, Strong$28.8M12.7%0.00%
First National BankBank Oldham77 out of 100, Strong$477.8M18.4%2.01%
Farmers State BankBank Parkston76 out of 100, Strong$254.8M10.0%0.00%
Community BankBank Avon76 out of 100, Strong$69.3M12.2%0.60%
First Fidelity BankBank Burke75 out of 100, Strong$717.0M9.4%0.39%
1st Financial Bank USABank Dakota Dunes74 out of 100, Strong$1.4B16.3%1.51%
Farmers and Merchants State BankBank Plankinton73 out of 100, Strong$180.4M11.0%0.76%
First Dakota National BankBank Yankton72 out of 100, Strong$3.4B10.4%0.30%
American Bank & TrustBank Sioux Falls72 out of 100, Strong$2.2B11.3%0.57%
Reliabank DakotaBank Estelline71 out of 100, Strong$788.4M10.5%0.26%
BankStar FinancialBank Elkton71 out of 100, Strong$363.5M9.4%0.14%
First Bank & TrustBank Brookings70 out of 100, Strong$4.8B10.4%0.42%
Farmers State Bank of CantonBank Canton70 out of 100, Strong$81.6M8.7%0.00%
Security Savings BankBank Canton69 out of 100, Moderate$557.4M9.4%0.09%
Rivers Edge BankBank Marion68 out of 100, Moderate$357.1M8.3%0.16%
The First National Bank in Sioux FallsBank Sioux Falls67 out of 100, Moderate$2.1B10.3%0.41%
Frontier BankBank Sioux Falls67 out of 100, Moderate$349.2M8.8%0.00%
Quoin Financial BankBank Miller67 out of 100, Moderate$250.7M7.9%0.21%
Security Bank MidwestBank Tyndall66 out of 100, Moderate$304.1M10.5%0.40%
Commercial State Bank, of WagnerBank Wagner66 out of 100, Moderate$260.4M11.8%2.29%
Western Dakota BankBank Timber Lake66 out of 100, Moderate$85.6M9.2%0.62%
Great Plains BankBank Eureka65 out of 100, Moderate$150.4M17.7%3.49%
The Bancorp Bank, National AssociationBank Sioux Falls63 out of 100, Moderate$9.2B9.1%1.33%
CorTrust Bank National AssociationBank Mitchell62 out of 100, Moderate$1.6B9.9%0.70%
Citibank, National AssociationBank Sioux Falls60 out of 100, Moderate$2.0T7.9%0.66%
Plains Commerce BankBank Sioux Falls59 out of 100, Moderate$1.3B10.0%1.22%
Wells Fargo Bank, National AssociationBank Sioux Falls58 out of 100, Moderate$1.9T8.0%1.04%
Sunrise Banks, National AssociationBank Sioux Falls58 out of 100, Moderate$2.8B10.2%1.34%
Show all 56 banks
InstitutionScoreAssetsCapitalProblem loans
Dacotah BankBank Aberdeen55 out of 100, Moderate$4.9B10.1%1.52%
The Farmers State Bank of TurtonBank Turton53 out of 100, Below average$41.2M10.9%2.20%
Pathward, National AssociationBank Sioux Falls50 out of 100, Below average$7.3B9.9%5.28%
One American BankBank Centerville40 out of 100, Below average$285.2M8.3%1.56%
BankWest, Inc.Bank Pierre38 out of 100, Low$1.9B9.2%2.76%
Security State BankBank Alexandria36 out of 100, Low$103.0M8.2%3.72%

33 headquartered here

South Dakota credit unions ranked by score

InstitutionScoreAssetsCapitalProblem loans
Norstar Federal Credit UnionCredit union Britton93 out of 100, Very strong$78.6M15.3%0.09%
M O Federal Credit UnionCredit union Huron88 out of 100, Very strong$40.9M14.1%0.30%
Area Federal Credit UnionCredit union Aberdeen87 out of 100, Very strong$199.9M17.1%0.47%
Oahe Federal Credit UnionCredit union Pierre87 out of 100, Very strong$45.1M16.2%1.03%
Lakota Federal Credit UnionCredit union Kyle87 out of 100, Very strong$19.7M22.1%1.46%
Huron Area Education Federal Credit UnionCredit union Huron87 out of 100, Very strong$18.8M12.4%0.00%
Dakota Rail Line Federal Credit UnionCredit union Huron84 out of 100, Strong$5.1M17.4%1.17%
Sioux Valley Coop Federal Credit UnionCredit union Watertown83 out of 100, Strong$40.7M20.6%1.10%
Ft Randall Federal Credit UnionCredit union Wagner81 out of 100, Strong$44.2M17.5%1.12%
Dakotaland Federal Credit UnionCredit union Huron76 out of 100, Strong$751.6M10.9%0.57%
Consumer'S Federal Credit UnionCredit union Gregory74 out of 100, Strong$21.4M9.7%0.14%
Rushmore Electric Federal Credit UnionCredit union Rapid City72 out of 100, Strong$29.3M10.0%0.50%
Palace City Federal Credit UnionCredit union Mitchell72 out of 100, Strong$16.5M9.9%0.01%
East River Federal Credit UnionCredit union Madison71 out of 100, Strong$41.9M11.1%1.19%
Dacotah Federal Credit UnionCredit union Rapid City70 out of 100, Strong$11.1M10.1%0.00%
Bluestone Federal Credit UnionCredit union Sioux Falls68 out of 100, Moderate$205.6M9.6%0.50%
Dakota Plains Federal Credit UnionCredit union Lemmon68 out of 100, Moderate$84.4M9.1%0.56%
Sentinel Federal Credit UnionCredit union Box Elder67 out of 100, Moderate$199.3M10.8%0.71%
Voyage Federal Credit UnionCredit union Sioux Falls66 out of 100, Moderate$285.3M10.0%0.83%
Northern Hills Federal Credit UnionCredit union Sturgis66 out of 100, Moderate$204.9M9.6%0.29%
Service First Federal Credit UnionCredit union Sioux Falls65 out of 100, Moderate$209.7M9.3%0.94%
Explorers Federal Credit UnionCredit union Yankton65 out of 100, Moderate$111.5M9.6%0.49%
Levo Federal Credit UnionCredit union Sioux Falls64 out of 100, Moderate$516.0M11.5%1.49%
Dakota Star Federal Credit UnionCredit union Rapid City64 out of 100, Moderate$44.9M9.0%0.93%
Black Hills Federal Credit UnionCredit union Rapid City63 out of 100, Moderate$2.4B10.6%0.95%
Aspen Federal Credit UnionCredit union Rapid City63 out of 100, Moderate$173.0M8.4%0.43%
Hb Telco Federal Credit UnionCredit union Huron57 out of 100, Moderate$4.9M8.6%0.00%
Coteau Valley Federal Credit UnionCredit union Sisseton56 out of 100, Moderate$18.8M10.0%1.98%
Minuteman Federal Credit UnionCredit union Rapid City56 out of 100, Moderate$15.2M14.3%3.05%
Avanti Federal Credit UnionCredit union Watertown51 out of 100, Below average$31.8M11.3%4.00%
Sisseton-Wahpeton Federal Credit UnionCredit union Agency Village47 out of 100, Below average$4.9M41.3%3.84%
Highmark Federal Credit UnionCredit union Rapid City46 out of 100, Below average$257.8M7.7%1.43%
Healthcare Plus Federal Credit UnionCredit union Aberdeen44 out of 100, Below average$70.4M8.5%1.80%

Branch networks

Out-of-state institutions with the most South Dakota branches

InstitutionScoreAssetsCapitalProblem loansSD branches
First Interstate BankBank Billings, MT62 out of 100, Moderate$25.8B9.4%1.12%45
U.S. Bank National AssociationBank Cincinnati, OH55 out of 100, Moderate$705.6B9.5%1.45%8
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%7
Minnwest BankBank Redwood Falls, MN68 out of 100, Moderate$2.9B10.8%0.56%6
Central BankBank Storm Lake, IA65 out of 100, Moderate$2.3B10.1%0.32%5
Liberty National BankBank Sioux City, IA71 out of 100, Strong$624.4M10.3%0.00%5
Security First BankBank Lincoln, NE65 out of 100, Moderate$2.3B8.3%0.17%4
JPMorgan Chase Bank, National AssociationBank Columbus, OH61 out of 100, Moderate$4.1T7.5%0.78%4
Cornerstone BankBank Fargo, ND47 out of 100, Below average$1.9B9.6%2.35%3
First National Bank of OmahaBank Omaha, NE72 out of 100, Strong$34.2B10.8%0.78%3
BankNorthBank Arthur, ND72 out of 100, Strong$694.1M10.3%0.58%2
Premier BankBank Rock Valley, IA60 out of 100, Moderate$826.5M9.5%1.51%2
Bank MidwestBank Spirit Lake, IA69 out of 100, Moderate$1.3B10.2%0.42%1
Legends West BankBank Lewellen, NE69 out of 100, Moderate$157.8M11.5%0.35%1
First State Bank SouthwestBank Pipestone, MN70 out of 100, Strong$409.9M9.7%0.71%1
First International Bank & TrustBank Watford City, ND52 out of 100, Below average$6.2B9.1%1.54%1
Interfaith Federal Credit UnionCredit union Montclair, CA77 out of 100, Strong$134.8M11.9%0.34%1
Sundance State BankBank Sundance, WY80 out of 100, Strong$290.9M11.9%0.56%1
Farmers and Merchants State Bank, Bloomfield, NebraskaBank Bloomfield, NE77 out of 100, Strong$232.9M9.5%0.07%1
Frandsen Bank & TrustBank Lonsdale, MN71 out of 100, Strong$3.7B10.0%0.71%1
Dakota Community Bank & Trust, National AssociationBank Hebron, ND76 out of 100, Strong$1.4B9.1%0.08%1
Peoples BankBank Rock Valley, IA69 out of 100, Moderate$1.3B10.7%0.85%1
Elkhorn Valley Bank & TrustBank Norfolk, NE71 out of 100, Strong$1.5B10.5%0.39%1
First Western Bank & TrustBank Minot, ND55 out of 100, Moderate$2.4B9.6%1.42%1
Pioneer BankBank Sergeant Bluff, IA77 out of 100, Strong$282.8M10.6%0.09%1

10 city pages

Banks by city in South Dakota

176 smaller places (below our 5-institution, 8-branch threshold for a separate page)

These places don't get a separate page; here is what's there.

  • Madison: 6 branches of 6 institutions
  • Dakota Dunes: 6 branches of 6 institutions
  • Custer: 6 branches of 6 institutions
  • Vermillion: 5 branches of 5 institutions
  • Sturgis: 5 branches of 5 institutions
  • Sisseton: 5 branches of 5 institutions
  • Mobridge: 4 branches of 4 institutions
  • Chamberlain: 4 branches of 4 institutions
  • Milbank: 4 branches of 4 institutions
  • Brandon: 4 branches of 3 institutions
  • Lennox: 3 branches of 3 institutions
  • Hot Springs: 3 branches of 3 institutions
  • Gregory: 3 branches of 3 institutions
  • Freeman: 3 branches of 3 institutions
  • Winner: 3 branches of 3 institutions
  • Webster: 3 branches of 3 institutions
  • Box Elder: 3 branches of 2 institutions
  • Redfield: 3 branches of 3 institutions
  • Britton: 3 branches of 2 institutions
  • Platte: 3 branches of 3 institutions
  • Canton: 3 branches of 3 institutions
  • Lemmon: 3 branches of 3 institutions
  • Miller: 2 branches of 2 institutions
  • Agency Village: 2 branches of 2 institutions
  • Belle Fourche: 2 branches of 2 institutions
  • Beresford: 2 branches of 2 institutions
  • Bison: 2 branches of 2 institutions
  • Bowdle: 2 branches of 2 institutions
  • Castlewood: 2 branches of 2 institutions
  • Deadwood: 2 branches of 2 institutions
  • Dell Rapids: 2 branches of 2 institutions
  • Elk Point: 2 branches of 2 institutions
  • Eureka: 2 branches of 2 institutions
  • Faith: 2 branches of 2 institutions
  • Flandreau: 2 branches of 2 institutions
  • Fort Pierre: 2 branches of 2 institutions
  • Gettysburg: 2 branches of 2 institutions
  • Hartford: 2 branches of 2 institutions
  • Highmore: 2 branches of 2 institutions
  • Lead: 2 branches of 2 institutions
  • Murdo: 2 branches of 2 institutions
  • North Sioux City: 2 branches of 2 institutions
  • Onida: 2 branches of 2 institutions
  • Parker: 2 branches of 2 institutions
  • Parkston: 2 branches of 2 institutions
  • Springfield: 2 branches of 2 institutions
  • Tea: 2 branches of 2 institutions
  • Viborg: 2 branches of 2 institutions
  • Volga: 2 branches of 2 institutions
  • Wagner: 2 branches of 2 institutions
  • Wall: 2 branches of 2 institutions
  • Woonsocket: 2 branches of 2 institutions
  • Wakonda: 1 branch of 1 institution
  • Frederick: 1 branch of 1 institution
  • Colton: 1 branch of 1 institution
  • Garretson: 1 branch of 1 institution
  • Gary: 1 branch of 1 institution
  • Gayville: 1 branch of 1 institution
  • Geddes: 1 branch of 1 institution
  • Alcester: 1 branch of 1 institution
  • Colome: 1 branch of 1 institution
  • Groton: 1 branch of 1 institution
  • Harrisburg: 1 branch of 1 institution
  • Warner: 1 branch of 1 institution
  • Hayti: 1 branch of 1 institution
  • Hazel: 1 branch of 1 institution
  • Hecla: 1 branch of 1 institution
  • Herreid: 1 branch of 1 institution
  • Armour: 1 branch of 1 institution
  • Hill City: 1 branch of 1 institution
  • Hosmer: 1 branch of 1 institution
  • Colman: 1 branch of 1 institution
  • Hoven: 1 branch of 1 institution
  • Howard: 1 branch of 1 institution
  • Hudson: 1 branch of 1 institution
  • Humboldt: 1 branch of 1 institution
  • Hurley: 1 branch of 1 institution
  • Clear Lake: 1 branch of 1 institution
  • Ipswich: 1 branch of 1 institution
  • Irene: 1 branch of 1 institution
  • Iroquois: 1 branch of 1 institution
  • Isabel: 1 branch of 1 institution
  • Kadoka: 1 branch of 1 institution
  • Kaylor: 1 branch of 1 institution
  • Kennebec: 1 branch of 1 institution
  • Kimball: 1 branch of 1 institution
  • Kranzburg: 1 branch of 1 institution
  • Lake Andes: 1 branch of 1 institution
  • Lake Norden: 1 branch of 1 institution
  • Lake Preston: 1 branch of 1 institution
  • Langford: 1 branch of 1 institution
  • Waubay: 1 branch of 1 institution
  • Clark: 1 branch of 1 institution
  • Chancellor: 1 branch of 1 institution
  • Leola: 1 branch of 1 institution
  • Letcher: 1 branch of 1 institution
  • Lower Brule: 1 branch of 1 institution
  • Centerville: 1 branch of 1 institution
  • Marion: 1 branch of 1 institution
  • Martin: 1 branch of 1 institution
  • Mc Intosh: 1 branch of 1 institution
  • Mc Laughlin: 1 branch of 1 institution
  • Mellette: 1 branch of 1 institution
  • Menno: 1 branch of 1 institution
  • Midland: 1 branch of 1 institution
  • Carthage: 1 branch of 1 institution
  • Canistota: 1 branch of 1 institution
  • Mission: 1 branch of 1 institution
  • Burke: 1 branch of 1 institution
  • Buffalo: 1 branch of 1 institution
  • Montrose: 1 branch of 1 institution
  • Morristown: 1 branch of 1 institution
  • Mount Vernon: 1 branch of 1 institution
  • Arlington: 1 branch of 1 institution
  • Newell: 1 branch of 1 institution
  • New Underwood: 1 branch of 1 institution
  • Wessington: 1 branch of 1 institution
  • Oldham: 1 branch of 1 institution
  • Wessington Springs: 1 branch of 1 institution
  • White: 1 branch of 1 institution
  • White Lake: 1 branch of 1 institution
  • Philip: 1 branch of 1 institution
  • Pierpont: 1 branch of 1 institution
  • Bryant: 1 branch of 1 institution
  • Plankinton: 1 branch of 1 institution
  • Bruce: 1 branch of 1 institution
  • Pollock: 1 branch of 1 institution
  • Presho: 1 branch of 1 institution
  • Ramona: 1 branch of 1 institution
  • Bristol: 1 branch of 1 institution
  • Bridgewater: 1 branch of 1 institution
  • Roscoe: 1 branch of 1 institution
  • Rosholt: 1 branch of 1 institution
  • Roslyn: 1 branch of 1 institution
  • Salem: 1 branch of 1 institution
  • Scotland: 1 branch of 1 institution
  • Selby: 1 branch of 1 institution
  • Sinai: 1 branch of 1 institution
  • Bonesteel: 1 branch of 1 institution
  • Big Stone City: 1 branch of 1 institution
  • Baltic: 1 branch of 1 institution
  • Spencer: 1 branch of 1 institution
  • White River: 1 branch of 1 institution
  • Stickney: 1 branch of 1 institution
  • Avon: 1 branch of 1 institution
  • Summit: 1 branch of 1 institution
  • Tabor: 1 branch of 1 institution
  • Willow Lake: 1 branch of 1 institution
  • Timber Lake: 1 branch of 1 institution
  • Toronto: 1 branch of 1 institution
  • Tripp: 1 branch of 1 institution
  • Tulare: 1 branch of 1 institution
  • Turton: 1 branch of 1 institution
  • Crooks: 1 branch of 1 institution
  • Corsica: 1 branch of 1 institution
  • Conde: 1 branch of 1 institution
  • Tyndall: 1 branch of 1 institution
  • Veblen: 1 branch of 1 institution
  • Delmont: 1 branch of 1 institution
  • De Smet: 1 branch of 1 institution
  • Draper: 1 branch of 1 institution
  • Dupree: 1 branch of 1 institution
  • Eagle Butte: 1 branch of 1 institution
  • Eden: 1 branch of 1 institution
  • Edgemont: 1 branch of 1 institution
  • Artesian: 1 branch of 1 institution
  • Elkton: 1 branch of 1 institution
  • Ellsworth AFB: 1 branch of 1 institution
  • Emery: 1 branch of 1 institution
  • Estelline: 1 branch of 1 institution
  • Wilmot: 1 branch of 1 institution
  • Alexandria: 1 branch of 1 institution
  • Faulkton: 1 branch of 1 institution
  • Wolsey: 1 branch of 1 institution
  • Florence: 1 branch of 1 institution
  • Fort Meade: 1 branch of 1 institution

FDIC records

Recent bank failures in South Dakota

Full failed bank list

Mortgage lenders by county in South Dakota