TellerScore

Chain Bridge Bank, National Association is a national bank headquartered in Mclean, Virginia, in business for about 19 years. At the end of Q2 2026 it reported $2.2B in total assets and $2.0B in deposits, with 1 office.

Based on its Q2 2026 filing, Chain Bridge Bank, National Association scores 74/100, which we describe as strong. That is higher than 74% of 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in Virginia, it ranks 26th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (41/100; 9.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion41/100
Tier 1 leverage ratio: 9.13%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings95/100
Return on assets (annualized): 1.86%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 13.5% · 80.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 74).

TellerScore
717375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202472
Q3 202471
Q4 202474
Q1 202571
Q2 202575
Q3 202574
Q4 202572
Q1 202675
Q2 202674
Tier 1 leverage ratio
5.00%7.79%10.59%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20249.09%
Q3 20248.29%
Q4 20249.57%
Q1 20259.07%
Q2 202510.59%
Q3 202510.53%
Q4 20259.61%
Q1 20269.62%
Q2 20269.13%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.43%1.64%1.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.62%
Q3 20241.86%
Q4 20241.71%
Q1 20251.55%
Q2 20251.49%
Q3 20251.44%
Q4 20251.43%
Q1 20261.79%
Q2 20261.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$2.2B9.13%0.00%1.86%13.5%
Q1 202675$1.9B9.62%0.00%1.79%15.5%
Q4 202572$1.8B9.61%0.00%1.43%17.1%
Q3 202574$1.5B10.53%0.00%1.44%20.3%
Q2 202575$1.4B10.59%0.00%1.49%21.9%
Q1 202571$1.7B9.07%0.00%1.55%18.8%
Q4 202474$1.4B9.57%0.00%1.71%24.2%
Q3 202471$1.6B8.29%0.00%1.86%20.6%
Q2 202472$1.4B9.09%0.00%1.62%23.1%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.13%
16th
Total risk-based capital49.09%
99th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets1.86%
84th
Net interest margin3.34%
28th
Efficiency ratio40.4%
92nd
Loans to deposits13.5%
99th
Uninsured deposits80.9%
1st
Loan-loss reserves1.35%
76th
Texas ratio0.0%
98th

Similar-size banks in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
MainStreet BankBank Fairfax, VA47 out of 100, Below average$2.2B12.8%3.15%vs
Blue Ridge Bank, National AssociationBank Martinsville, VA49 out of 100, Below average$2.3B11.2%1.68%vs
First BankBank Strasburg, VA67 out of 100, Moderate$2.1B9.4%0.32%vs
FVCbankBank Fairfax, VA73 out of 100, Strong$2.4B12.9%0.59%vs
John Marshall BankBank Reston, VA76 out of 100, Strong$2.4B12.9%0.01%vs
Bank Of ClarkeBank Berryville, VA67 out of 100, Moderate$1.8B12.3%1.07%vs

Deposit insurance

Is my money safe at Chain Bridge Bank, National Association?

Yes. Chain Bridge Bank, National Association is an FDIC-insured institution (FDIC certificate #58595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 80.9% of deposits ($1.6B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.13%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 49.09% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Chain Bridge Bank, National Association lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Chain Bridge Bank, National Association reported 26 home-loan applications under HMDA (LEI 25490041Y3ITG7RD6H37): 22 originated ($17,010,000 total), 0 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Chain Bridge Bank, National Association
Type
National bank
FDIC certificate #
58595
RSSD ID
3597211
Primary regulator
OCC
Holding company
Chain Bridge Bcorp Inc
Established
August 6, 2007
Headquarters
1445a Laughlin Ave, Mclean, VA 22101
Employees
99

Quick answers

Chain Bridge Bank, National Association: common questions

Is Chain Bridge Bank, National Association FDIC insured?

Yes. Chain Bridge Bank, National Association is an FDIC-insured institution (FDIC certificate #58595). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Chain Bridge Bank, National Association's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Chain Bridge Bank, National Association ever failed?

There is no failure record for FDIC certificate #58595 in the FDIC failed bank list.

How many branches does Chain Bridge Bank, National Association have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mclean

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL99 out of 100, Very strong$2.2M23.1%0.08%vs
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Christiansted Federal Credit UnionCredit union Christiansted, VI98 out of 100, Very strong$34.0M20.6%0.23%vs