FVCbank (FDIC certificate #58696) is based in Fairfax, Virginia. Its Q2 2026 call report shows $2.4B in total assets and $2.1B in deposits and 8 offices across 3 states.
Based on its Q2 2026 filing, FVCbank scores 73/100, which we describe as strong. That is higher than 70% of 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in Virginia, it ranks 29th. Its strongest component is problem-loan coverage (92/100; 3.8%), and its lowest is funding & liquidity (33/100; 91% loans-to-deposits, 47% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (68 → 73), mostly because the earnings component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 68 |
| Q4 2024 | 63 |
| Q1 2025 | 67 |
| Q2 2025 | 68 |
| Q3 2025 | 68 |
| Q4 2025 | 68 |
| Q1 2026 | 70 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.31% |
| Q3 2024 | 11.49% |
| Q4 2024 | 11.74% |
| Q1 2025 | 11.92% |
| Q2 2025 | 11.97% |
| Q3 2025 | 12.13% |
| Q4 2025 | 12.23% |
| Q1 2026 | 12.61% |
| Q2 2026 | 12.94% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.59% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.74% |
| Q1 2025 | 1.00% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.04% |
| Q4 2025 | 1.05% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $2.4B | 12.94% | 0.59% | 1.37% | 91.3% |
| Q1 2026 | 70 | $2.3B | 12.61% | 0.64% | 1.22% | 93.5% |
| Q4 2025 | 68 | $2.3B | 12.23% | 0.56% | 1.05% | 96.2% |
| Q3 2025 | 68 | $2.3B | 12.13% | 0.60% | 1.04% | 93.0% |
| Q2 2025 | 68 | $2.2B | 11.97% | 0.57% | 1.04% | 97.1% |
| Q1 2025 | 67 | $2.2B | 11.92% | 0.57% | 1.00% | 97.7% |
| Q4 2024 | 63 | $2.2B | 11.74% | 0.69% | 0.74% | 98.9% |
| Q3 2024 | 68 | $2.3B | 11.49% | 0.19% | 0.67% | 94.5% |
| Q2 2024 | 66 | $2.3B | 11.31% | 0.17% | 0.56% | 94.7% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| John Marshall BankBank Reston, VA | 76 out of 100, Strong | $2.4B | 12.9% | 0.01% | vs |
| Blue Ridge Bank, National AssociationBank Martinsville, VA | 49 out of 100, Below average | $2.3B | 11.2% | 1.68% | vs |
| MainStreet BankBank Fairfax, VA | 47 out of 100, Below average | $2.2B | 12.8% | 3.15% | vs |
| Chain Bridge Bank, National AssociationBank Mclean, VA | 74 out of 100, Strong | $2.2B | 9.1% | 0.00% | vs |
| First BankBank Strasburg, VA | 67 out of 100, Moderate | $2.1B | 9.4% | 0.32% | vs |
| Citizens and Farmers BankBank West Point, VA | 75 out of 100, Strong | $2.8B | 11.2% | 0.09% | vs |
Deposit insurance
Is my money safe at FVCbank?
Yes. FVCbank is an FDIC-insured institution (FDIC certificate #58696). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.8% of deposits ($964.3M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.46% (benchmark: 10%).
8 locations
Branches
FVCbank lists 8 offices in 8 cities across 3 states. Most locations:
- Arlington, VA (1)
- Baltimore, MD (1)
- Bethesda, MD (1)
- Fairfax, VA (1)
- Manassas, VA (1)
- Reston, VA (1)
- Springfield, VA (1)
- Washington, DC (1)
Identity & history
Profile
- Legal name
- FVCbank
- Former names
- First Virginia Community Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 58696
- RSSD ID
- 3614976
- Primary regulator
- FED
- Holding company
- Fvcbankcorp Inc
- Established
- November 27, 2007
- Headquarters
- 11325 Random Hills Rd, Fairfax, VA 22030
- Website
- www.fvcbank.com
- Employees
- 135
Quick answers
FVCbank: common questions
Is FVCbank FDIC insured?
Yes. FVCbank is an FDIC-insured institution (FDIC certificate #58696). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is FVCbank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has FVCbank ever failed?
There is no failure record for FDIC certificate #58696 in the FDIC failed bank list.
How many branches does FVCbank have?
8 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Fairfax
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Angelina County Teachers Credit UnionCredit union Lufkin, TX | 100 out of 100, Very strong | $12.9M | 18.4% | 0.04% | vs |
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| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Christiansted Federal Credit UnionCredit union Christiansted, VI | 98 out of 100, Very strong | $34.0M | 20.6% | 0.23% | vs |
| Deer Lodge County School Emp Federal Credit UnionCredit union Anaconda, MT | 95 out of 100, Very strong | $9.7M | 13.7% | 0.00% | vs |