TellerScore

Corebank (FDIC certificate #18063) is based in Waynoka, Oklahoma. Its Q2 2026 call report shows $122.1M in total assets and $107.0M in deposits and 2 offices.

Based on its Q2 2026 filing, Corebank scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 27th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (68/100; 11.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Tier 1 leverage ratio: 11.78%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings81/100
Return on assets (annualized): 1.52%
Funding & liquidity73/100
Loans ÷ deposits and uninsured-deposit share: 87.6% · 9.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (71 → 83), mostly because the capital cushion component improved by 19 points.

TellerScore
717783Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202474
Q1 202576
Q2 202571
Q3 202573
Q4 202575
Q1 202678
Q2 202683
Tier 1 leverage ratio
5.00%8.39%11.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.91%
Q3 202410.61%
Q4 202410.45%
Q1 202510.53%
Q2 20259.88%
Q3 202510.58%
Q4 202511.15%
Q1 202611.16%
Q2 202611.78%
Noncurrent loans
0.00%0.13%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.27%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.96%1.24%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.10%
Q3 20240.96%
Q4 20241.02%
Q1 20251.03%
Q2 20251.05%
Q3 20251.13%
Q4 20251.18%
Q1 20261.07%
Q2 20261.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$122.1M11.78%0.00%1.52%87.6%
Q1 202678$128.9M11.16%0.00%1.07%83.2%
Q4 202575$125.6M11.15%0.00%1.18%89.6%
Q3 202573$122.8M10.58%0.00%1.13%89.4%
Q2 202571$129.3M9.88%0.00%1.05%83.9%
Q1 202576$132.2M10.53%0.00%1.03%80.4%
Q4 202474$116.7M10.45%0.00%1.02%90.3%
Q3 202473$118.5M10.61%0.00%0.96%88.4%
Q2 202472$110.4M10.91%0.27%1.10%89.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.78%
62nd
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.00%
83rd
Return on assets1.52%
66th
Net interest margin4.26%
68th
Efficiency ratio57.9%
64th
Loans to deposits87.6%
32nd
Uninsured deposits9.4%
94th
Loan-loss reserves1.09%
38th
Texas ratio0.0%
95th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Cleo State BankBank Cleo Springs, OK80 out of 100, Strong$122.5M16.4%2.12%vs
Community BankBank Bristow, OK71 out of 100, Strong$119.1M10.1%0.86%vs
The Farmers and Merchants National Bank of FairviewBank Fairview, OK66 out of 100, Moderate$118.7M12.2%1.67%vs
First BankBank Erick, OK93 out of 100, Very strong$118.0M14.2%0.27%vs
FNB CowetaBank Coweta, OK86 out of 100, Very strong$127.8M11.2%0.00%vs
SNB Bank, National AssociationBank Shattuck, OK36 out of 100, Low$129.4M11.8%6.18%vs

Deposit insurance

Is my money safe at Corebank?

Yes. Corebank is an FDIC-insured institution (FDIC certificate #18063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 9.4% of deposits ($10.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.78%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Corebank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Corebank
Former names
First State Bank
Type
State-chartered bank
FDIC certificate #
18063
RSSD ID
474656
Primary regulator
FDIC
Established
July 20, 1959
Headquarters
1522 Missouri St, Waynoka, OK 73860
Employees
19

Quick answers

Corebank: common questions

Is Corebank FDIC insured?

Yes. Corebank is an FDIC-insured institution (FDIC certificate #18063). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Corebank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Corebank ever failed?

There is no failure record for FDIC certificate #18063 in the FDIC failed bank list.

How many branches does Corebank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Waynoka

InstitutionScoreAssetsCapitalProblem loansCompare
Wisdom Heritage BankBank Alva, OK78 out of 100, Strong$601.3M14.2%1.28%vs
High Plains BankBank Okeene, OK71 out of 100, Strong$330.2M10.8%0.97%vs
Stride Bank, National AssociationBank Enid, OK69 out of 100, Moderate$5.4B8.4%0.48%vs
The Hopeton State BankBank Hopeton, OK66 out of 100, Moderate$30.8M11.3%0.00%vs
Dream First Bank, National AssociationBank Syracuse, KS55 out of 100, Moderate$963.7M9.7%1.86%vs