Headquartered in Miami, Florida, Eastern National Bank is a national bank with $65.2M in total assets and $57.6M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1969.
Based on its Q2 2026 filing, Eastern National Bank scores 55/100, which we describe as moderate. That is higher than only 14% of 546 banks with under $100 million in assets. Among 82 banks headquartered in Florida, it ranks 75th. Its strongest component is problem-loan coverage (99/100; 0.6%), and its lowest is earnings (0/100; -6.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (61 → 55), mostly because the capital cushion component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 27 |
| Q3 2024 | 29 |
| Q4 2024 | 25 |
| Q1 2025 | 57 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 59 |
| Q1 2026 | 57 |
| Q2 2026 | 55 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.23% |
| Q3 2024 | 8.06% |
| Q4 2024 | 8.02% |
| Q1 2025 | 8.36% |
| Q2 2025 | 9.43% |
| Q3 2025 | 9.45% |
| Q4 2025 | 9.01% |
| Q1 2026 | 8.49% |
| Q2 2026 | 8.01% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.71% |
| Q3 2024 | 2.86% |
| Q4 2024 | 3.03% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.92% |
| Q3 2024 | -3.20% |
| Q4 2024 | -3.23% |
| Q1 2025 | -3.77% |
| Q2 2025 | -2.27% |
| Q3 2025 | -2.30% |
| Q4 2025 | -2.98% |
| Q1 2026 | -7.14% |
| Q2 2026 | -6.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $65.2M | 8.01% | 0.08% | -6.56% | 77.4% |
| Q1 2026 | 57 | $73.5M | 8.49% | 0.08% | -7.14% | 75.7% |
| Q4 2025 | 59 | $84.8M | 9.01% | 0.07% | -2.98% | 73.4% |
| Q3 2025 | 60 | $95.2M | 9.45% | 0.07% | -2.30% | 69.8% |
| Q2 2025 | 61 | $100.5M | 9.43% | 0.00% | -2.27% | 70.6% |
| Q1 2025 | 57 | $112.9M | 8.36% | 0.00% | -3.77% | 73.3% |
| Q4 2024 | 25 | $131.2M | 8.02% | 3.03% | -3.23% | 80.5% |
| Q3 2024 | 29 | $147.6M | 8.06% | 2.86% | -3.20% | 75.7% |
| Q2 2024 | 27 | $157.8M | 8.23% | 3.71% | -2.92% | 72.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Echelon BankBank Clearwater, FL | 75 out of 100, Strong | $52.2M | 67.4% | 0.00% | vs |
| Gala BankBank Ocala, FL | 73 out of 100, Strong | $44.9M | 22.1% | 0.00% | vs |
| Portrait BankBank Winter Park, FL | 79 out of 100, Strong | $44.7M | 99.2% | 0.00% | vs |
| First National Bank of WauchulaBank Wauchula, FL | 71 out of 100, Strong | $87.5M | 12.2% | 0.80% | vs |
| Members Trust CompanyBank Tampa, FL | 74 out of 100, Strong | $34.3M | 91.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Eastern National Bank?
Yes. Eastern National Bank is an FDIC-insured institution (FDIC certificate #20026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.5% of deposits ($8.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.01%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.17% (benchmark: 10%).
4 locations
Branches
Eastern National Bank lists 4 offices in 2 cities. Most locations:
- Miami, FL (3)
- Hialeah, FL (1)
Identity & history
Profile
- Legal name
- Eastern National Bank
- Former names
- Peoples Hialeah National Bank
- Type
- National bank
- FDIC certificate #
- 20026
- RSSD ID
- 171133
- Primary regulator
- OCC
- Holding company
- Corpofin Ca
- Established
- September 3, 1969
- Headquarters
- 9700 S Dixie Hwy, Miami, FL 33156
- Website
- www.enbfl.com
- Employees
- 40
Quick answers
Eastern National Bank: common questions
Is Eastern National Bank FDIC insured?
Yes. Eastern National Bank is an FDIC-insured institution (FDIC certificate #20026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Eastern National Bank's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Eastern National Bank ever failed?
There is no failure record for FDIC certificate #20026 in the FDIC failed bank list.
How many branches does Eastern National Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Miami
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |