Hialeah Municipal Employees Federal Credit Union is a federal credit union headquartered in Hialeah, Florida, in business for about 75 years. At the end of Q2 2026 it reported $14.2M in total assets and $10.9M in member shares and deposits, with 1 office.
Hialeah Municipal Employees Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 20th. Capital cushion contributes the most (100/100, 22.90%); earnings contributes the least (22/100, 0.05%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (77 → 81), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 80 |
| Q4 2024 | 78 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 81 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 24.18% |
| Q3 2024 | 24.49% |
| Q4 2024 | 24.62% |
| Q1 2025 | 24.65% |
| Q2 2025 | 24.59% |
| Q3 2025 | 24.52% |
| Q4 2025 | 24.21% |
| Q1 2026 | 23.10% |
| Q2 2026 | 22.90% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.04% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.32% |
| Q3 2024 | -0.29% |
| Q4 2024 | -0.41% |
| Q1 2025 | -0.56% |
| Q2 2025 | -0.39% |
| Q3 2025 | -0.21% |
| Q4 2025 | -0.13% |
| Q1 2026 | -0.05% |
| Q2 2026 | 0.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $14.2M | 22.90% | 0.04% | 0.05% | 78.8% |
| Q1 2026 | 81 | $14.1M | 23.10% | 0.03% | -0.05% | 75.8% |
| Q4 2025 | 79 | $13.4M | 24.21% | 0.13% | -0.13% | 81.4% |
| Q3 2025 | 79 | $13.2M | 24.52% | 0.04% | -0.21% | 81.1% |
| Q2 2025 | 77 | $13.2M | 24.59% | 0.10% | -0.39% | 78.2% |
| Q1 2025 | 77 | $13.2M | 24.65% | 0.10% | -0.56% | 76.1% |
| Q4 2024 | 78 | $13.3M | 24.62% | 0.11% | -0.41% | 75.0% |
| Q3 2024 | 80 | $13.4M | 24.49% | 0.02% | -0.29% | 72.4% |
| Q2 2024 | 80 | $13.6M | 24.18% | 0.00% | -0.32% | 67.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southernmost Federal Credit UnionCredit union Key West, FL | 80 out of 100, Strong | $16.1M | 18.8% | 0.00% | vs |
| Jefferson County Teachers Credit UnionCredit union Monticello, FL | 75 out of 100, Strong | $16.4M | 13.9% | 0.85% | vs |
| South Atlantic Federal Credit UnionCredit union Boca Raton, FL | 56 out of 100, Moderate | $17.8M | 9.1% | 1.27% | vs |
| Madison Education Assoc. Credit UnionCredit union Madison, FL | 80 out of 100, Strong | $7.3M | 14.4% | 0.86% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Florida Customs Federal Credit UnionCredit union Tampa, FL | 83 out of 100, Strong | $6.8M | 26.8% | 0.40% | vs |
Deposit insurance
Is my money safe at Hialeah Municipal Employees Federal Credit Union?
Yes. Hialeah Municipal Employees Federal Credit Union is a federally insured credit union (NCUA charter #7534). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Hialeah Municipal Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Hialeah, FL (1)
Identity & history
Profile
- Legal name
- Hialeah Municipal Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7534
- RSSD ID
- 625681
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- P.O. Box 112823, Hialeah, FL 33011
- Employees
- 6
Quick answers
Hialeah Municipal Employees Federal Credit Union: common questions
Is Hialeah Municipal Employees Federal Credit Union NCUA insured?
Yes. Hialeah Municipal Employees Federal Credit Union is a federally insured credit union (NCUA charter #7534). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hialeah Municipal Employees Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hialeah Municipal Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hialeah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |