TellerScore

Headquartered in Clinton, Louisiana, Feliciana Bank & Trust Company is a state-chartered bank with $180.4M in total assets and $146.1M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1904.

Based on its Q2 2026 filing, Feliciana Bank & Trust Company scores 75/100, which we describe as strong. That is higher than 61% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 32nd. Its strongest component is problem-loan coverage (87/100; 6.7%), and its lowest is funding & liquidity (66/100; 92% loans-to-deposits, 17% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Tier 1 leverage ratio: 11.81%
Loan quality77/100
Noncurrent loans ÷ total loans: 0.69%
Earnings82/100
Return on assets (annualized): 1.54%
Funding & liquidity66/100
Loans ÷ deposits and uninsured-deposit share: 92.2% · 17.1% uninsured
Problem-loan coverage87/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (61 → 75), mostly because the loan quality component improved by 43 points.

TellerScore
617282Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202472
Q4 202482
Q1 202570
Q2 202561
Q3 202574
Q4 202577
Q1 202676
Q2 202675
Tier 1 leverage ratio
5.00%8.89%12.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.78%
Q3 202412.78%
Q4 202411.67%
Q1 202511.73%
Q2 202512.44%
Q3 202512.00%
Q4 202511.93%
Q1 202611.97%
Q2 202611.81%
Noncurrent loans
0.23%1.10%1.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.72%
Q3 20241.57%
Q4 20240.23%
Q1 20251.06%
Q2 20251.98%
Q3 20250.64%
Q4 20250.33%
Q1 20260.57%
Q2 20260.69%
Return on assets
1.15%2.34%3.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.53%
Q3 20242.71%
Q4 20242.44%
Q1 20251.33%
Q2 20251.15%
Q3 20251.28%
Q4 20251.31%
Q1 20261.47%
Q2 20261.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$180.4M11.81%0.69%1.54%92.2%
Q1 202676$170.9M11.97%0.57%1.47%87.5%
Q4 202577$166.3M11.93%0.33%1.31%86.9%
Q3 202574$171.4M12.00%0.64%1.28%85.4%
Q2 202561$169.7M12.44%1.98%1.15%87.0%
Q1 202570$163.8M11.73%1.06%1.33%83.7%
Q4 202482$168.9M11.67%0.23%2.44%86.7%
Q3 202472$160.6M12.78%1.57%2.71%92.2%
Q2 202481$159.8M12.78%0.72%3.53%88.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.81%
63rd
Total risk-based capital0.00%
24th
Problem loans0.69%
38th
Net charge-offs0.04%
30th
Return on assets1.54%
68th
Net interest margin4.49%
80th
Efficiency ratio64.2%
45th
Loans to deposits92.2%
22nd
Uninsured deposits17.1%
75th
Loan-loss reserves1.44%
75th
Texas ratio6.7%
28th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
South Lafourche Bank & Trust CompanyBank Larose, LA38 out of 100, Low$177.5M11.7%6.95%vs
Citizens Bank & Trust CompanyBank Covington, LA41 out of 100, Below average$183.7M11.1%7.15%vs
Tensas State BankBank Newellton, LA59 out of 100, Moderate$185.5M13.9%3.43%vs
Farmers State Bank & Trust Co.Bank Church Point, LA56 out of 100, Moderate$174.7M9.1%2.76%vs
Bank of Sunset and Trust CompanyBank Sunset, LA76 out of 100, Strong$192.3M11.4%0.58%vs
State Bank & Trust CompanyBank Golden Meadow, LA74 out of 100, Strong$165.1M10.6%0.46%vs

Deposit insurance

Is my money safe at Feliciana Bank & Trust Company?

Yes. Feliciana Bank & Trust Company is an FDIC-insured institution (FDIC certificate #1380). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.1% of deposits ($24.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Feliciana Bank & Trust Company lists 3 offices in 2 cities. Most locations:

  • Clinton, LA (2)
  • Norwood, LA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Feliciana Bank & Trust Company reported 82 home-loan applications under HMDA (LEI 5493006PPKT0LNNVOC35): 67 originated ($10,565,000 total), 7 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Feliciana Bank & Trust Company
Former names
Bank of Norwood
Type
State-chartered bank
FDIC certificate #
1380
RSSD ID
879439
Primary regulator
FDIC
Holding company
Feliciana Bancshares Inc
Established
January 20, 1904
Headquarters
10926 Plank Rd, Clinton, LA 70722
Employees
31

Quick answers

Feliciana Bank & Trust Company: common questions

Is Feliciana Bank & Trust Company FDIC insured?

Yes. Feliciana Bank & Trust Company is an FDIC-insured institution (FDIC certificate #1380). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Feliciana Bank & Trust Company's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Feliciana Bank & Trust Company ever failed?

There is no failure record for FDIC certificate #1380 in the FDIC failed bank list.

How many branches does Feliciana Bank & Trust Company have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Clinton

InstitutionScoreAssetsCapitalProblem loansCompare
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Bank of ZacharyBank Zachary, LA76 out of 100, Strong$416.0M11.9%0.07%vs
United Mississippi BankBank Natchez, MS75 out of 100, Strong$560.7M11.0%0.19%vs
First BankBank Mccomb, MS74 out of 100, Strong$562.9M13.0%1.11%vs
Eagle Louisiana Federal Credit UnionCredit union Baton Rouge, LA72 out of 100, Strong$126.4M11.9%0.58%vs