Grant County State Bank (FDIC certificate #9417) is based in Carson, North Dakota. Its Q2 2026 call report shows $46.7M in total assets and $40.1M in deposits and 2 offices.
Grant County State Bank has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 546 banks with under $100 million in assets. Among 60 banks headquartered in North Dakota, it ranks 3rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (82/100, 1.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (96 → 91), mostly because the earnings component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 96 |
| Q3 2024 | 95 |
| Q4 2024 | 95 |
| Q1 2025 | 98 |
| Q2 2025 | 96 |
| Q3 2025 | 96 |
| Q4 2025 | 94 |
| Q1 2026 | 89 |
| Q2 2026 | 91 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.20% |
| Q3 2024 | 16.17% |
| Q4 2024 | 14.44% |
| Q1 2025 | 14.55% |
| Q2 2025 | 14.29% |
| Q3 2025 | 14.75% |
| Q4 2025 | 13.81% |
| Q1 2026 | 13.69% |
| Q2 2026 | 13.90% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.55% |
| Q3 2024 | 3.44% |
| Q4 2024 | 3.16% |
| Q1 2025 | 1.99% |
| Q2 2025 | 2.18% |
| Q3 2025 | 2.18% |
| Q4 2025 | 1.88% |
| Q1 2026 | 1.25% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 91 | $46.7M | 13.90% | 0.00% | 1.54% | 68.0% |
| Q1 2026 | 89 | $47.6M | 13.69% | 0.00% | 1.25% | 56.0% |
| Q4 2025 | 94 | $47.0M | 13.81% | 0.00% | 1.88% | 57.2% |
| Q3 2025 | 96 | $42.7M | 14.75% | 0.00% | 2.18% | 75.9% |
| Q2 2025 | 96 | $43.6M | 14.29% | 0.00% | 2.18% | 63.8% |
| Q1 2025 | 98 | $46.6M | 14.55% | 0.00% | 1.99% | 54.1% |
| Q4 2024 | 95 | $44.8M | 14.44% | 0.00% | 3.16% | 71.6% |
| Q3 2024 | 95 | $42.2M | 16.17% | 0.00% | 3.44% | 86.2% |
| Q2 2024 | 96 | $42.4M | 15.20% | 0.00% | 3.55% | 82.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in North Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kindred State BankBank Kindred, ND | 73 out of 100, Strong | $43.3M | 8.4% | 0.13% | vs |
| Rolette State BankBank Rolette, ND | 78 out of 100, Strong | $51.5M | 9.9% | 0.04% | vs |
| Peoples State Bank, Fairmount, N. D.Bank Fairmount, ND | 70 out of 100, Strong | $38.5M | 8.4% | 0.00% | vs |
| Aspire BankBank Fargo, ND | 72 out of 100, Strong | $60.9M | 11.4% | 0.00% | vs |
| State Bank of LakotaBank Lakota, ND | 71 out of 100, Strong | $64.2M | 9.6% | 0.49% | vs |
| Peoples State BankBank Westhope, ND | 87 out of 100, Very strong | $69.9M | 13.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Grant County State Bank?
Yes. Grant County State Bank is an FDIC-insured institution (FDIC certificate #9417). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.5% of deposits ($8.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Grant County State Bank lists 2 offices in 2 cities. Most locations:
- Carson, ND (1)
- Flasher, ND (1)
Identity & history
Profile
- Legal name
- Grant County State Bank
- Former names
- First Southwest Bank - Carson; First State Bank of Brisbane
- Type
- State-chartered bank
- FDIC certificate #
- 9417
- RSSD ID
- 983158
- Primary regulator
- FDIC
- Holding company
- Grant County Bcorp Inc
- Established
- August 29, 1913
- Headquarters
- 202 N Main St, Carson, ND 58529
- Website
- www.grantcountystatebank.com
- Employees
- 6
Quick answers
Grant County State Bank: common questions
Is Grant County State Bank FDIC insured?
Yes. Grant County State Bank is an FDIC-insured institution (FDIC certificate #9417). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grant County State Bank's TellerScore?
91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grant County State Bank ever failed?
There is no failure record for FDIC certificate #9417 in the FDIC failed bank list.
How many branches does Grant County State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Carson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dakota Community Bank & Trust, National AssociationBank Hebron, ND | 76 out of 100, Strong | $1.4B | 9.1% | 0.08% | vs |
| Capital Credit UnionCredit union Bismarck, ND | 66 out of 100, Moderate | $921.5M | 13.1% | 1.80% | vs |
| First International Bank & TrustBank Watford City, ND | 52 out of 100, Below average | $6.2B | 9.1% | 1.54% | vs |