First State Bank is a state-chartered bank headquartered in Hordville, Nebraska, in business for about 120 years. At the end of Q2 2026 it reported $46.8M in total assets and $39.8M in deposits, with 1 office.
Based on its Q2 2026 filing, First State Bank scores 77/100, which we describe as strong. That is higher than 58% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 58th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (37/100; 0.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the capital cushion component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 76 |
| Q1 2025 | 75 |
| Q2 2025 | 75 |
| Q3 2025 | 76 |
| Q4 2025 | 78 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.53% |
| Q3 2024 | 11.79% |
| Q4 2024 | 11.74% |
| Q1 2025 | 11.20% |
| Q2 2025 | 11.27% |
| Q3 2025 | 11.95% |
| Q4 2025 | 12.64% |
| Q1 2026 | 12.29% |
| Q2 2026 | 12.20% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $46.8M | 12.20% | 0.00% | 0.41% | 74.5% |
| Q1 2026 | 77 | $45.5M | 12.29% | 0.00% | 0.41% | 73.0% |
| Q4 2025 | 78 | $43.7M | 12.64% | 0.00% | 0.50% | 77.8% |
| Q3 2025 | 76 | $44.7M | 11.95% | 0.00% | 0.65% | 85.4% |
| Q2 2025 | 75 | $49.1M | 11.27% | 0.00% | 0.63% | 74.2% |
| Q1 2025 | 75 | $50.9M | 11.20% | 0.00% | 0.59% | 69.0% |
| Q4 2024 | 76 | $47.4M | 11.74% | 0.00% | 0.50% | 71.2% |
| Q3 2024 | 77 | $47.6M | 11.79% | 0.00% | 0.61% | 74.7% |
| Q2 2024 | 76 | $48.7M | 11.53% | 0.00% | 0.54% | 69.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of PragueBank Prague, NE | 74 out of 100, Strong | $48.5M | 11.2% | 1.22% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
| Corn Growers State BankBank Murdock, NE | 54 out of 100, Below average | $40.3M | 8.0% | 0.87% | vs |
| Bank of MeadBank Mead, NE | 76 out of 100, Strong | $39.7M | 10.1% | 0.00% | vs |
| Sidney Federal Savings and Loan AssociationBank Sidney, NE | 73 out of 100, Strong | $55.6M | 14.2% | 2.00% | vs |
| Commercial BankBank Nelson, NE | 56 out of 100, Moderate | $56.5M | 15.2% | 3.06% | vs |
Deposit insurance
Is my money safe at First State Bank?
Yes. First State Bank is an FDIC-insured institution (FDIC certificate #8604). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.1% of deposits ($4.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
First State Bank lists 1 office in 1 city. Most locations:
- Hordville, NE (1)
Identity & history
Profile
- Legal name
- First State Bank
- Former names
- First State Bank of Hordville
- Type
- State-chartered bank
- FDIC certificate #
- 8604
- RSSD ID
- 284958
- Primary regulator
- FDIC
- Holding company
- Firstand Co
- Established
- January 1, 1906
- Headquarters
- 201 Main St, Hordville, NE 68846
- Website
- fsbhordville.com
- Employees
- 6
Quick answers
First State Bank: common questions
Is First State Bank FDIC insured?
Yes. First State Bank is an FDIC-insured institution (FDIC certificate #8604). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First State Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First State Bank ever failed?
There is no failure record for FDIC certificate #8604 in the FDIC failed bank list.
How many branches does First State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hordville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| York State BankBank York, NE | 90 out of 100, Very strong | $200.2M | 13.9% | 0.20% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |