TellerScore

Landmark National Bank (FDIC certificate #5826) is based in Manhattan, Kansas. Its Q2 2026 call report shows $1.6B in total assets and $1.3B in deposits and 28 offices.

Landmark National Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 27% of its 897 banks with $1 billion – $10 billion. Among 185 banks headquartered in Kansas, it ranks 160th. Problem-loan coverage contributes the most (87/100, 6.6%); capital cushion contributes the least (52/100, 10.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Tier 1 leverage ratio: 10.17%
Loan quality61/100
Noncurrent loans ÷ total loans: 1.18%
Earnings73/100
Return on assets (annualized): 1.33%
Funding & liquidity54/100
Loans ÷ deposits and uninsured-deposit share: 83.4% · 35.3% uninsured
Problem-loan coverage87/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.59%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (55 → 62), mostly because the loan quality component improved by 11 points.

TellerScore
556064Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202455
Q4 202456
Q1 202559
Q2 202555
Q3 202562
Q4 202563
Q1 202664
Q2 202662
Tier 1 leverage ratio
5.00%7.58%10.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.91%
Q3 20248.99%
Q4 20249.10%
Q1 20259.24%
Q2 20259.33%
Q3 20259.40%
Q4 20259.67%
Q1 20269.99%
Q2 202610.17%
Noncurrent loans
0.51%1.01%1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.51%
Q3 20241.33%
Q4 20241.24%
Q1 20251.23%
Q2 20251.51%
Q3 20250.89%
Q4 20250.90%
Q1 20260.94%
Q2 20261.18%
Return on assets
0.78%1.06%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.86%
Q4 20240.87%
Q1 20251.20%
Q2 20251.16%
Q3 20251.18%
Q4 20251.20%
Q1 20261.31%
Q2 20261.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$1.6B10.17%1.18%1.33%83.4%
Q1 202664$1.6B9.99%0.94%1.31%81.8%
Q4 202563$1.6B9.67%0.90%1.20%79.1%
Q3 202562$1.6B9.40%0.89%1.18%83.1%
Q2 202555$1.6B9.33%1.51%1.16%86.6%
Q1 202559$1.6B9.24%1.23%1.20%79.2%
Q4 202456$1.6B9.10%1.24%0.87%78.1%
Q3 202455$1.6B8.99%1.33%0.86%77.3%
Q2 202462$1.6B8.91%0.51%0.78%77.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.17%
41st
Total risk-based capital14.54%
60th
Problem loans1.18%
23rd
Net charge-offs0.14%
24th
Return on assets1.33%
58th
Net interest margin4.27%
80th
Efficiency ratio61.1%
43rd
Loans to deposits83.4%
59th
Uninsured deposits35.3%
38th
Loan-loss reserves1.14%
50th
Texas ratio6.6%
28th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Bank and Trust CompanyBank Mcpherson, KS61 out of 100, Moderate$1.6B9.3%0.92%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
The Bennington State BankBank Salina, KS75 out of 100, Strong$1.4B9.5%0.29%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
CoreFirst Bank & TrustBank Topeka, KS71 out of 100, Strong$1.3B8.7%0.21%vs
Nbkc BankBank Leawood, KS82 out of 100, Strong$1.2B17.1%1.45%vs

Deposit insurance

Is my money safe at Landmark National Bank?

Yes. Landmark National Bank is an FDIC-insured institution (FDIC certificate #5826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.3% of deposits ($462.3M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.54% (benchmark: 10%).

Check how much of your own balance is covered

28 locations

Branches

Landmark National Bank lists 28 offices in 23 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Landmark National Bank reported 979 home-loan applications under HMDA (LEI 8AI385EP1ZJCMUOZ8022): 781 originated ($183,115,000 total), 38 denied, and 159 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Landmark National Bank
Former names
The Security State Bank, Auburn, Kansas; Auburn National Bank; Security National Bank
Type
National bank
FDIC certificate #
5826
RSSD ID
481177
Primary regulator
OCC
Holding company
Landmark Bcorp Inc
Established
May 2, 1919
Headquarters
701 Poyntz Ave, Manhattan, KS 66502
Employees
285

Quick answers

Landmark National Bank: common questions

Is Landmark National Bank FDIC insured?

Yes. Landmark National Bank is an FDIC-insured institution (FDIC certificate #5826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Landmark National Bank's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Landmark National Bank ever failed?

There is no failure record for FDIC certificate #5826 in the FDIC failed bank list.

How many branches does Landmark National Bank have?

28 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Manhattan

InstitutionScoreAssetsCapitalProblem loansCompare
Union State BankBank Olsburg, KS89 out of 100, Very strong$44.3M12.7%0.00%vs
Kaw Valley State Bank and Trust CompanyBank Wamego, KS85 out of 100, Very strong$295.8M11.7%0.08%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
The Stockgrowers State BankBank Maple Hill, KS83 out of 100, Strong$128.3M11.6%0.13%vs
United Bank & TrustBank Marysville, KS79 out of 100, Strong$892.9M11.5%0.00%vs
New Century BankBank Belleville, KS79 out of 100, Strong$88.9M13.2%0.87%vs