TellerScore

Headquartered in Maple Hill, Kansas, The Stockgrowers State Bank is a state-chartered bank with $128.3M in total assets and $94.9M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1906.

The Stockgrowers State Bank has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 84% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 40th. Earnings contributes the most (100/100, 2.55%); funding & liquidity contributes the least (60/100, 91% loans-to-deposits, 22% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.58%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings100/100
Return on assets (annualized): 2.55%
Funding & liquidity60/100
Loans ÷ deposits and uninsured-deposit share: 91.5% · 22.5% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 83).

TellerScore
778185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202477
Q1 202584
Q2 202582
Q3 202585
Q4 202583
Q1 202681
Q2 202683
Tier 1 leverage ratio
5.00%8.60%12.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.27%
Q3 202411.02%
Q4 202410.84%
Q1 202511.31%
Q2 202510.96%
Q3 202511.77%
Q4 202511.86%
Q1 202612.20%
Q2 202611.58%
Noncurrent loans
0.00%0.26%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.20%
Q1 20260.52%
Q2 20260.13%
Return on assets
1.54%2.19%2.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.56%
Q3 20241.56%
Q4 20241.54%
Q1 20252.04%
Q2 20252.04%
Q3 20252.07%
Q4 20251.98%
Q1 20262.84%
Q2 20262.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$128.3M11.58%0.13%2.55%91.5%
Q1 202681$124.7M12.20%0.52%2.84%92.3%
Q4 202583$128.5M11.86%0.20%1.98%87.1%
Q3 202585$119.9M11.77%0.00%2.07%86.7%
Q2 202582$120.5M10.96%0.00%2.04%91.5%
Q1 202584$117.1M11.31%0.00%2.04%85.8%
Q4 202477$120.2M10.84%0.00%1.54%90.6%
Q3 202478$116.8M11.02%0.00%1.56%94.6%
Q2 202479$114.5M11.27%0.00%1.56%91.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.58%
59th
Total risk-based capital0.00%
24th
Problem loans0.13%
71st
Net charge-offs0.00%
68th
Return on assets2.55%
96th
Net interest margin4.46%
78th
Efficiency ratio41.2%
95th
Loans to deposits91.5%
23rd
Uninsured deposits22.5%
55th
Loan-loss reserves1.51%
80th
Texas ratio0.7%
74th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Community Bank of Wichita, Inc.Bank Wichita, KS63 out of 100, Moderate$128.3M8.6%0.72%vs
The State Bank of BernBank Bern, KS95 out of 100, Very strong$128.2M17.3%0.00%vs
Bison State BankBank Bison, KS68 out of 100, Moderate$125.8M10.3%0.32%vs
The Bendena State BankBank Bendena, KS77 out of 100, Strong$131.5M10.0%0.00%vs
The Riley State Bank of Riley, KansasBank Riley, KS78 out of 100, Strong$132.0M10.5%0.00%vs
The Wilson State BankBank Wilson, KS74 out of 100, Strong$123.1M9.5%0.00%vs

Deposit insurance

Is my money safe at The Stockgrowers State Bank?

Yes. The Stockgrowers State Bank is an FDIC-insured institution (FDIC certificate #18165). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.5% of deposits ($21.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

The Stockgrowers State Bank lists 4 offices in 4 cities. Most locations:

  • Alma, KS (1)
  • Maple Hill, KS (1)
  • Paxico, KS (1)
  • Silver Lake, KS (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Stockgrowers State Bank reported 46 home-loan applications under HMDA (LEI 549300GE25F2CW7RV063): 43 originated ($7,385,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Stockgrowers State Bank
Type
State-chartered bank
FDIC certificate #
18165
RSSD ID
265452
Primary regulator
FDIC
Holding company
Maple Hill Bancshares Inc
Established
January 1, 1906
Headquarters
225 Main St, Maple Hill, KS 66507
Employees
18

Quick answers

The Stockgrowers State Bank: common questions

Is The Stockgrowers State Bank FDIC insured?

Yes. The Stockgrowers State Bank is an FDIC-insured institution (FDIC certificate #18165). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Stockgrowers State Bank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Stockgrowers State Bank ever failed?

There is no failure record for FDIC certificate #18165 in the FDIC failed bank list.

How many branches does The Stockgrowers State Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Maple Hill

InstitutionScoreAssetsCapitalProblem loansCompare
Topeka Firemen'S Credit UnionCredit union Topeka, KS92 out of 100, Very strong$11.7M25.8%0.03%vs
Empower Blue Credit UnionCredit union Topeka, KS88 out of 100, Very strong$55.1M18.1%0.10%vs
Topeka Police Credit UnionCredit union Topeka, KS88 out of 100, Very strong$6.3M15.7%0.05%vs
The Denison State BankBank Holton, KS87 out of 100, Very strong$453.6M17.5%1.08%vs
1st Kansas Credit UnionCredit union Topeka, KS86 out of 100, Very strong$12.2M19.9%0.41%vs
Kaw Valley State Bank and Trust CompanyBank Wamego, KS85 out of 100, Very strong$295.8M11.7%0.08%vs