Headquartered in Salina, Kansas, The Bennington State Bank is a state-chartered bank with $1.4B in total assets and $1.2B in deposits as of Q2 2026. It operates 15 offices. Its charter dates back to 1884.
The Bennington State Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 897 banks with $1 billion – $10 billion. Among 185 banks headquartered in Kansas, it ranks 89th. Earnings contributes the most (100/100, 2.50%); capital cushion contributes the least (45/100, 9.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (79 → 75), mostly because the capital cushion component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 82 |
| Q4 2024 | 80 |
| Q1 2025 | 78 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 78 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.75% |
| Q3 2024 | 11.93% |
| Q4 2024 | 10.34% |
| Q1 2025 | 10.81% |
| Q2 2025 | 11.24% |
| Q3 2025 | 11.46% |
| Q4 2025 | 10.87% |
| Q1 2026 | 10.83% |
| Q2 2026 | 9.51% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.30% |
| Q4 2024 | 0.20% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.29% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.90% |
| Q3 2024 | 2.02% |
| Q4 2024 | 2.00% |
| Q1 2025 | 1.96% |
| Q2 2025 | 2.22% |
| Q3 2025 | 2.27% |
| Q4 2025 | 2.27% |
| Q1 2026 | 2.33% |
| Q2 2026 | 2.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $1.4B | 9.51% | 0.29% | 2.50% | 72.2% |
| Q1 2026 | 78 | $1.2B | 10.83% | 0.30% | 2.33% | 76.7% |
| Q4 2025 | 80 | $1.3B | 10.87% | 0.16% | 2.27% | 75.3% |
| Q3 2025 | 80 | $1.2B | 11.46% | 0.29% | 2.27% | 78.7% |
| Q2 2025 | 79 | $1.1B | 11.24% | 0.25% | 2.22% | 80.8% |
| Q1 2025 | 78 | $1.1B | 10.81% | 0.20% | 1.96% | 77.9% |
| Q4 2024 | 80 | $1.2B | 10.34% | 0.20% | 2.00% | 72.4% |
| Q3 2024 | 82 | $973.1M | 11.93% | 0.30% | 2.02% | 77.3% |
| Q2 2024 | 81 | $977.1M | 11.75% | 0.29% | 1.90% | 77.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| CoreFirst Bank & TrustBank Topeka, KS | 71 out of 100, Strong | $1.3B | 8.7% | 0.21% | vs |
| Peoples Bank and Trust CompanyBank Mcpherson, KS | 61 out of 100, Moderate | $1.6B | 9.3% | 0.92% | vs |
| Nbkc BankBank Leawood, KS | 82 out of 100, Strong | $1.2B | 17.1% | 1.45% | vs |
| Landmark National BankBank Manhattan, KS | 62 out of 100, Moderate | $1.6B | 10.2% | 1.18% | vs |
Deposit insurance
Is my money safe at The Bennington State Bank?
Yes. The Bennington State Bank is an FDIC-insured institution (FDIC certificate #16402). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.8% of deposits ($475.0M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.51%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.11% (benchmark: 10%).
15 locations
Branches
The Bennington State Bank lists 15 offices in 13 cities. Most locations:
- Salina, KS (2)
- Topeka, KS (2)
- Abilene, KS (1)
- Bennington, KS (1)
- Burlingame, KS (1)
- Eskridge, KS (1)
- Hartford, KS (1)
- Lucas, KS (1)
- Minneapolis, KS (1)
- Osage City, KS (1)
- Sylvan Grove, KS (1)
- Wamego, KS (1)
HMDA 2025
Mortgage lending
In 2025, The Bennington State Bank reported 342 home-loan applications under HMDA (LEI 549300G5DUB6RE1MCL12): 288 originated ($65,310,000 total), 14 denied, and 34 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bennington State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 16402
- RSSD ID
- 1016259
- Primary regulator
- FDIC
- Holding company
- Berco Inc
- Established
- January 1, 1884
- Headquarters
- 2130 S Ohio St, Salina, KS 67401
- Website
- www.bsbks.com
- Employees
- 169
Quick answers
The Bennington State Bank: common questions
Is The Bennington State Bank FDIC insured?
Yes. The Bennington State Bank is an FDIC-insured institution (FDIC certificate #16402). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bennington State Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bennington State Bank ever failed?
There is no failure record for FDIC certificate #16402 in the FDIC failed bank list.
How many branches does The Bennington State Bank have?
15 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Solomon State BankBank Solomon, KS | 95 out of 100, Very strong | $182.6M | 19.0% | 0.00% | vs |
| Central Kansas Education Credit UnionCredit union Salina, KS | 81 out of 100, Strong | $6.0M | 13.5% | 0.15% | vs |
| The Bank of TescottBank Tescott, KS | 79 out of 100, Strong | $648.3M | 10.6% | 0.08% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| The Farmers State BankBank Mcpherson, KS | 78 out of 100, Strong | $180.5M | 10.0% | 0.01% | vs |