TellerScore

Meade County Bank (FDIC certificate #25173) is based in Brandenburg, Kentucky. Its Q2 2026 call report shows $458.4M in total assets and $384.4M in deposits and 4 offices.

Based on its Q2 2026 filing, Meade County Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 120 banks headquartered in Kentucky, it ranks 91st. Its strongest component is problem-loan coverage (95/100; 2.5%), and its lowest is capital cushion (38/100; 8.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.84%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.19%
Earnings66/100
Return on assets (annualized): 1.15%
Funding & liquidity49/100
Loans ÷ deposits and uninsured-deposit share: 100.5% · 24.7% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 65).

TellerScore
636668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202463
Q3 202463
Q4 202463
Q1 202564
Q2 202565
Q3 202565
Q4 202565
Q1 202668
Q2 202665
Tier 1 leverage ratio
5.00%6.98%8.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20248.45%
Q3 20248.58%
Q4 20248.67%
Q1 20258.66%
Q2 20258.67%
Q3 20258.78%
Q4 20258.86%
Q1 20268.96%
Q2 20268.84%
Noncurrent loans
0.00%0.11%0.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.01%
Q3 20240.04%
Q4 20240.02%
Q1 20250.09%
Q2 20250.00%
Q3 20250.03%
Q4 20250.21%
Q1 20260.07%
Q2 20260.19%
Return on assets
0.76%1.05%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.76%
Q3 20240.79%
Q4 20240.86%
Q1 20250.92%
Q2 20251.01%
Q3 20251.11%
Q4 20251.17%
Q1 20261.34%
Q2 20261.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$458.4M8.84%0.19%1.15%100.5%
Q1 202668$469.7M8.96%0.07%1.34%97.2%
Q4 202565$448.1M8.86%0.21%1.17%100.0%
Q3 202565$441.2M8.78%0.03%1.11%100.5%
Q2 202565$431.7M8.67%0.00%1.01%98.7%
Q1 202564$427.2M8.66%0.09%0.92%98.5%
Q4 202463$411.6M8.67%0.02%0.86%99.2%
Q3 202463$411.2M8.58%0.04%0.79%98.3%
Q2 202463$404.6M8.45%0.01%0.76%96.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.84%
10th
Total risk-based capital13.34%
59th
Problem loans0.19%
66th
Net charge-offs0.02%
38th
Return on assets1.15%
44th
Net interest margin3.48%
27th
Efficiency ratio57.2%
66th
Loans to deposits100.5%
9th
Uninsured deposits24.7%
47th
Loan-loss reserves0.32%
1st
Texas ratio2.5%
52nd

Similar-size banks in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
United Cumberland BankBank Whitley City, KY71 out of 100, Strong$460.2M11.5%1.39%vs
The Lincoln National Bank of HodgenvilleBank Hodgenville, KY86 out of 100, Very strong$454.4M14.9%0.43%vs
Pbt BancorpBank Hazard, KY28 out of 100, Low$473.2M8.2%2.66%vs
The First National Bank of Russell SpringsBank Russell Springs, KY73 out of 100, Strong$475.2M10.5%0.11%vs
Morgantown Bank & Trust Company, IncorporatedBank Morgantown, KY63 out of 100, Moderate$439.7M8.2%0.24%vs
Town & Country Bank and Trust CompanyBank Bardstown, KY82 out of 100, Strong$433.7M12.7%0.42%vs

Deposit insurance

Is my money safe at Meade County Bank?

Yes. Meade County Bank is an FDIC-insured institution (FDIC certificate #25173). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.7% of deposits ($94.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.84%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.34% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Meade County Bank lists 2 offices in 2 cities. Most locations:

  • Brandenburg, KY (1)
  • Vine Grove, KY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Meade County Bank
Former names
Meade County Bank, Inc.
Type
State-chartered bank
FDIC certificate #
25173
RSSD ID
776547
Primary regulator
FDIC
Holding company
Meade Bcorp Inc
Established
June 7, 1984
Headquarters
2175 Bypass Rd, Brandenburg, KY 40108
Employees
49

Quick answers

Meade County Bank: common questions

Is Meade County Bank FDIC insured?

Yes. Meade County Bank is an FDIC-insured institution (FDIC certificate #25173). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Meade County Bank's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Meade County Bank ever failed?

There is no failure record for FDIC certificate #25173 in the FDIC failed bank list.

How many branches does Meade County Bank have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brandenburg

InstitutionScoreAssetsCapitalProblem loansCompare
Advanz Federal Credit UnionCredit union Louisville, KY85 out of 100, Very strong$161.6M15.6%0.54%vs
Republic Bank & Trust CompanyBank Louisville, KY84 out of 100, Strong$7.1B14.8%0.56%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
Transcend Credit UnionCredit union Louisville, KY83 out of 100, Strong$588.3M13.4%0.13%vs
Abound Federal Credit UnionCredit union Radcliff, KY81 out of 100, Strong$2.8B15.8%0.81%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs