Newtek Bank, National Association is a national bank headquartered in Miami, Florida, in business for about 63 years. At the end of Q2 2026 it reported $2.5B in total assets and $2.2B in deposits, with 1 office.
Newtek Bank, National Association has a TellerScore of 41 out of 100 (below average) based on Q2 2026 data — higher than only 2% of its 897 banks with $1 billion – $10 billion. Among 82 banks headquartered in Florida, it ranks 81st. Earnings contributes the most (100/100, 4.40%); problem-loan coverage contributes the least (0/100, 58.5%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 12 points (53 → 41), mostly because the problem-loan coverage component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 62 |
| Q4 2024 | 60 |
| Q1 2025 | 51 |
| Q2 2025 | 53 |
| Q3 2025 | 50 |
| Q4 2025 | 47 |
| Q1 2026 | 44 |
| Q2 2026 | 41 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.76% |
| Q3 2024 | 13.30% |
| Q4 2024 | 12.05% |
| Q1 2025 | 10.46% |
| Q2 2025 | 11.37% |
| Q3 2025 | 11.19% |
| Q4 2025 | 10.27% |
| Q1 2026 | 9.09% |
| Q2 2026 | 8.61% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.50% |
| Q3 2024 | 3.08% |
| Q4 2024 | 3.24% |
| Q1 2025 | 4.76% |
| Q2 2025 | 4.84% |
| Q3 2025 | 5.96% |
| Q4 2025 | 6.11% |
| Q1 2026 | 5.62% |
| Q2 2026 | 7.19% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 5.97% |
| Q3 2024 | 6.05% |
| Q4 2024 | 6.01% |
| Q1 2025 | 1.96% |
| Q2 2025 | 2.88% |
| Q3 2025 | 3.10% |
| Q4 2025 | 2.93% |
| Q1 2026 | 4.15% |
| Q2 2026 | 4.40% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 41 | $2.5B | 8.61% | 7.19% | 4.40% | 90.0% |
| Q1 2026 | 44 | $2.2B | 9.09% | 5.62% | 4.15% | 84.8% |
| Q4 2025 | 47 | $1.7B | 10.27% | 6.11% | 2.93% | 90.5% |
| Q3 2025 | 50 | $1.5B | 11.19% | 5.96% | 3.10% | 95.3% |
| Q2 2025 | 53 | $1.3B | 11.37% | 4.84% | 2.88% | 92.3% |
| Q1 2025 | 51 | $1.2B | 10.46% | 4.76% | 1.96% | 84.1% |
| Q4 2024 | 60 | $1.2B | 12.05% | 3.24% | 6.01% | 71.3% |
| Q3 2024 | 62 | $914.3M | 13.30% | 3.08% | 6.05% | 84.9% |
| Q2 2024 | 70 | $818.7M | 13.76% | 2.50% | 5.97% | 81.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cogent BankBank Orlando, FL | 72 out of 100, Strong | $2.5B | 9.7% | 0.39% | vs |
| Pibank, National AssociationBank Miami, FL | 63 out of 100, Moderate | $2.4B | 9.7% | 0.13% | vs |
| Crews Bank & TrustBank Wauchula, FL | 85 out of 100, Very strong | $2.3B | 10.7% | 0.06% | vs |
| Climate First BankBank Saint Petersburg, FL | 68 out of 100, Moderate | $1.9B | 9.7% | 0.12% | vs |
| U. S. Century BankBank Doral, FL | 69 out of 100, Moderate | $3.0B | 10.0% | 0.09% | vs |
| The Bank of TampaBank Tampa, FL | 70 out of 100, Strong | $3.0B | 11.0% | 0.29% | vs |
Deposit insurance
Is my money safe at Newtek Bank, National Association?
Yes. Newtek Bank, National Association is an FDIC-insured institution (FDIC certificate #18734). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.1% of deposits ($424.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.61%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.74% (benchmark: 10%).
1 location
Branches
Newtek Bank, National Association lists 1 office in 1 city. Most locations:
- Miami, FL (1)
Identity & history
Profile
- Legal name
- Newtek Bank, National Association
- Former names
- National Bank of New York City; Flushing National Bank
- Type
- National bank
- FDIC certificate #
- 18734
- RSSD ID
- 502111
- Primary regulator
- OCC
- Holding company
- Newtekone Inc
- Established
- April 1, 1963
- Headquarters
- 1111 Brickell Ave, Miami, FL 33131
- Website
- www.newtekbank.com
- Employees
- 431
Quick answers
Newtek Bank, National Association: common questions
Is Newtek Bank, National Association FDIC insured?
Yes. Newtek Bank, National Association is an FDIC-insured institution (FDIC certificate #18734). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Newtek Bank, National Association's TellerScore?
41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Newtek Bank, National Association ever failed?
There is no failure record for FDIC certificate #18734 in the FDIC failed bank list.
How many branches does Newtek Bank, National Association have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Miami
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Guardians Credit UnionCredit union West Palm Beach, FL | 80 out of 100, Strong | $309.5M | 14.7% | 0.42% | vs |